LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,479
−HK$9,875/mo
▼ 0.25% · 3.875%
HK$162,378
−HK$4,976/mo
Today · 4.125%
HK$167,354
baseline
▲ 0.50% · 4.625%
HK$177,537
+HK$10,183/mo
Deposit HK$34.53M · loan HK$34.53M · min. income ≈ HK$334,708/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$2,935,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,194
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$179,892
−HK$4,767/mo
Today · 4.125%
HK$184,659
baseline
▲ 0.50% · 4.625%
HK$194,393
+HK$9,734/mo
Deposit HK$34.53M · loan HK$34.53M · min. income ≈ HK$369,318/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$2,935,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,975
−HK$11,850/mo
▼ 0.25% · 3.875%
HK$194,853
−HK$5,972/mo
Today · 4.125%
HK$200,825
baseline
▲ 0.50% · 4.625%
HK$213,045
+HK$12,220/mo
Deposit HK$27.62M · loan HK$41.44M · min. income ≈ HK$401,650/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,935,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,233
−HK$11,358/mo
▼ 0.25% · 3.875%
HK$215,871
−HK$5,720/mo
Today · 4.125%
HK$221,591
baseline
▲ 0.50% · 4.625%
HK$233,271
+HK$11,680/mo
Deposit HK$27.62M · loan HK$41.44M · min. income ≈ HK$443,182/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,935,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,471
−HK$13,825/mo
▼ 0.25% · 3.875%
HK$227,329
−HK$6,967/mo
Today · 4.125%
HK$234,296
baseline
▲ 0.50% · 4.625%
HK$248,552
+HK$14,256/mo
Deposit HK$20.72M · loan HK$48.34M · min. income ≈ HK$468,592/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,935,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,271
−HK$13,252/mo
▼ 0.25% · 3.875%
HK$251,849
−HK$6,674/mo
Today · 4.125%
HK$258,523
baseline
▲ 0.50% · 4.625%
HK$272,150
+HK$13,627/mo
Deposit HK$20.72M · loan HK$48.34M · min. income ≈ HK$517,046/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,935,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,462
−HK$17,776/mo
▼ 0.25% · 3.875%
HK$292,280
−HK$8,958/mo
Today · 4.125%
HK$301,238
baseline
▲ 0.50% · 4.625%
HK$319,567
+HK$18,329/mo
Deposit HK$6.91M · loan HK$62.16M · min. income ≈ HK$602,476/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,349
−HK$17,037/mo
▼ 0.25% · 3.875%
HK$323,806
−HK$8,580/mo
Today · 4.125%
HK$332,386
baseline
▲ 0.50% · 4.625%
HK$349,907
+HK$17,521/mo
Deposit HK$6.91M · loan HK$62.16M · min. income ≈ HK$664,772/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,135 · Scale 2, in force from 26 Feb 2026)