LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,484
−HK$9,876/mo
▼ 0.25% · 3.875%
HK$162,383
−HK$4,977/mo
Today · 4.125%
HK$167,360
baseline
▲ 0.50% · 4.625%
HK$177,543
+HK$10,183/mo
Deposit HK$34.53M · loan HK$34.53M · min. income ≈ HK$334,720/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$2,935,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,200
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$179,898
−HK$4,767/mo
Today · 4.125%
HK$184,665
baseline
▲ 0.50% · 4.625%
HK$194,399
+HK$9,734/mo
Deposit HK$34.53M · loan HK$34.53M · min. income ≈ HK$369,330/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$2,935,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,981
−HK$11,851/mo
▼ 0.25% · 3.875%
HK$194,859
−HK$5,973/mo
Today · 4.125%
HK$200,832
baseline
▲ 0.50% · 4.625%
HK$213,052
+HK$12,220/mo
Deposit HK$27.63M · loan HK$41.44M · min. income ≈ HK$401,664/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,935,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,239
−HK$11,359/mo
▼ 0.25% · 3.875%
HK$215,878
−HK$5,720/mo
Today · 4.125%
HK$221,598
baseline
▲ 0.50% · 4.625%
HK$233,279
+HK$11,681/mo
Deposit HK$27.63M · loan HK$41.44M · min. income ≈ HK$443,196/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,935,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,478
−HK$13,826/mo
▼ 0.25% · 3.875%
HK$227,336
−HK$6,968/mo
Today · 4.125%
HK$234,304
baseline
▲ 0.50% · 4.625%
HK$248,561
+HK$14,257/mo
Deposit HK$20.72M · loan HK$48.34M · min. income ≈ HK$468,608/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,935,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,279
−HK$13,252/mo
▼ 0.25% · 3.875%
HK$251,858
−HK$6,673/mo
Today · 4.125%
HK$258,531
baseline
▲ 0.50% · 4.625%
HK$272,159
+HK$13,628/mo
Deposit HK$20.72M · loan HK$48.34M · min. income ≈ HK$517,062/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,935,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,471
−HK$17,777/mo
▼ 0.25% · 3.875%
HK$292,289
−HK$8,959/mo
Today · 4.125%
HK$301,248
baseline
▲ 0.50% · 4.625%
HK$319,578
+HK$18,330/mo
Deposit HK$6.91M · loan HK$62.16M · min. income ≈ HK$602,496/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,359
−HK$17,038/mo
▼ 0.25% · 3.875%
HK$323,817
−HK$8,580/mo
Today · 4.125%
HK$332,397
baseline
▲ 0.50% · 4.625%
HK$349,918
+HK$17,521/mo
Deposit HK$6.91M · loan HK$62.16M · min. income ≈ HK$664,794/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,230 · Scale 2, in force from 26 Feb 2026)