LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,488
−HK$9,876/mo
▼ 0.25% · 3.875%
HK$162,387
−HK$4,977/mo
Today · 4.125%
HK$167,364
baseline
▲ 0.50% · 4.625%
HK$177,547
+HK$10,183/mo
Deposit HK$34.53M · loan HK$34.53M · min. income ≈ HK$334,728/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$2,935,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,204
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$179,902
−HK$4,767/mo
Today · 4.125%
HK$184,669
baseline
▲ 0.50% · 4.625%
HK$194,403
+HK$9,734/mo
Deposit HK$34.53M · loan HK$34.53M · min. income ≈ HK$369,338/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$2,935,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,985
−HK$11,851/mo
▼ 0.25% · 3.875%
HK$194,864
−HK$5,972/mo
Today · 4.125%
HK$200,836
baseline
▲ 0.50% · 4.625%
HK$213,057
+HK$12,221/mo
Deposit HK$27.63M · loan HK$41.44M · min. income ≈ HK$401,672/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,935,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,244
−HK$11,359/mo
▼ 0.25% · 3.875%
HK$215,883
−HK$5,720/mo
Today · 4.125%
HK$221,603
baseline
▲ 0.50% · 4.625%
HK$233,284
+HK$11,681/mo
Deposit HK$27.63M · loan HK$41.44M · min. income ≈ HK$443,206/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,935,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,483
−HK$13,826/mo
▼ 0.25% · 3.875%
HK$227,341
−HK$6,968/mo
Today · 4.125%
HK$234,309
baseline
▲ 0.50% · 4.625%
HK$248,566
+HK$14,257/mo
Deposit HK$20.72M · loan HK$48.35M · min. income ≈ HK$468,618/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,935,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,285
−HK$13,252/mo
▼ 0.25% · 3.875%
HK$251,863
−HK$6,674/mo
Today · 4.125%
HK$258,537
baseline
▲ 0.50% · 4.625%
HK$272,165
+HK$13,628/mo
Deposit HK$20.72M · loan HK$48.35M · min. income ≈ HK$517,074/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,935,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,478
−HK$17,777/mo
▼ 0.25% · 3.875%
HK$292,296
−HK$8,959/mo
Today · 4.125%
HK$301,255
baseline
▲ 0.50% · 4.625%
HK$319,585
+HK$18,330/mo
Deposit HK$6.91M · loan HK$62.16M · min. income ≈ HK$602,510/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,366
−HK$17,039/mo
▼ 0.25% · 3.875%
HK$323,824
−HK$8,581/mo
Today · 4.125%
HK$332,405
baseline
▲ 0.50% · 4.625%
HK$349,926
+HK$17,521/mo
Deposit HK$6.91M · loan HK$62.16M · min. income ≈ HK$664,810/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,297 · Scale 2, in force from 26 Feb 2026)