LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,501
−HK$9,877/mo
▼ 0.25% · 3.875%
HK$162,401
−HK$4,977/mo
Today · 4.125%
HK$167,378
baseline
▲ 0.50% · 4.625%
HK$177,563
+HK$10,185/mo
Deposit HK$34.54M · loan HK$34.54M · min. income ≈ HK$334,756/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$2,935,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,219
−HK$9,466/mo
▼ 0.25% · 3.875%
HK$179,918
−HK$4,767/mo
Today · 4.125%
HK$184,685
baseline
▲ 0.50% · 4.625%
HK$194,420
+HK$9,735/mo
Deposit HK$34.54M · loan HK$34.54M · min. income ≈ HK$369,370/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$2,935,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,002
−HK$11,852/mo
▼ 0.25% · 3.875%
HK$194,881
−HK$5,973/mo
Today · 4.125%
HK$200,854
baseline
▲ 0.50% · 4.625%
HK$213,075
+HK$12,221/mo
Deposit HK$27.63M · loan HK$41.44M · min. income ≈ HK$401,708/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,935,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,262
−HK$11,360/mo
▼ 0.25% · 3.875%
HK$215,901
−HK$5,721/mo
Today · 4.125%
HK$221,622
baseline
▲ 0.50% · 4.625%
HK$233,304
+HK$11,682/mo
Deposit HK$27.63M · loan HK$41.44M · min. income ≈ HK$443,244/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,935,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,502
−HK$13,827/mo
▼ 0.25% · 3.875%
HK$227,361
−HK$6,968/mo
Today · 4.125%
HK$234,329
baseline
▲ 0.50% · 4.625%
HK$248,588
+HK$14,259/mo
Deposit HK$20.72M · loan HK$48.35M · min. income ≈ HK$468,658/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,935,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,306
−HK$13,253/mo
▼ 0.25% · 3.875%
HK$251,885
−HK$6,674/mo
Today · 4.125%
HK$258,559
baseline
▲ 0.50% · 4.625%
HK$272,188
+HK$13,629/mo
Deposit HK$20.72M · loan HK$48.35M · min. income ≈ HK$517,118/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,935,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,502
−HK$17,778/mo
▼ 0.25% · 3.875%
HK$292,321
−HK$8,959/mo
Today · 4.125%
HK$301,280
baseline
▲ 0.50% · 4.625%
HK$319,613
+HK$18,333/mo
Deposit HK$6.91M · loan HK$62.16M · min. income ≈ HK$602,560/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,394
−HK$17,039/mo
▼ 0.25% · 3.875%
HK$323,852
−HK$8,581/mo
Today · 4.125%
HK$332,433
baseline
▲ 0.50% · 4.625%
HK$349,956
+HK$17,523/mo
Deposit HK$6.91M · loan HK$62.16M · min. income ≈ HK$664,866/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,550 · Scale 2, in force from 26 Feb 2026)