LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,513
−HK$9,877/mo
▼ 0.25% · 3.875%
HK$162,412
−HK$4,978/mo
Today · 4.125%
HK$167,390
baseline
▲ 0.50% · 4.625%
HK$177,576
+HK$10,186/mo
Deposit HK$34.54M · loan HK$34.54M · min. income ≈ HK$334,780/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$2,935,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,231
−HK$9,468/mo
▼ 0.25% · 3.875%
HK$179,931
−HK$4,768/mo
Today · 4.125%
HK$184,699
baseline
▲ 0.50% · 4.625%
HK$194,434
+HK$9,735/mo
Deposit HK$34.54M · loan HK$34.54M · min. income ≈ HK$369,398/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$2,935,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,015
−HK$11,853/mo
▼ 0.25% · 3.875%
HK$194,895
−HK$5,973/mo
Today · 4.125%
HK$200,868
baseline
▲ 0.50% · 4.625%
HK$213,091
+HK$12,223/mo
Deposit HK$27.63M · loan HK$41.45M · min. income ≈ HK$401,736/mo (50% DSR)
Upfront cash ≈ HK$30.57M (deposit + AVD stamp duty HK$2,935,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,278
−HK$11,360/mo
▼ 0.25% · 3.875%
HK$215,917
−HK$5,721/mo
Today · 4.125%
HK$221,638
baseline
▲ 0.50% · 4.625%
HK$233,321
+HK$11,683/mo
Deposit HK$27.63M · loan HK$41.45M · min. income ≈ HK$443,276/mo (50% DSR)
Upfront cash ≈ HK$30.57M (deposit + AVD stamp duty HK$2,935,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,518
−HK$13,828/mo
▼ 0.25% · 3.875%
HK$227,377
−HK$6,969/mo
Today · 4.125%
HK$234,346
baseline
▲ 0.50% · 4.625%
HK$248,606
+HK$14,260/mo
Deposit HK$20.72M · loan HK$48.35M · min. income ≈ HK$468,692/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,935,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,324
−HK$13,254/mo
▼ 0.25% · 3.875%
HK$251,903
−HK$6,675/mo
Today · 4.125%
HK$258,578
baseline
▲ 0.50% · 4.625%
HK$272,208
+HK$13,630/mo
Deposit HK$20.72M · loan HK$48.35M · min. income ≈ HK$517,156/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,935,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,523
−HK$17,779/mo
▼ 0.25% · 3.875%
HK$292,342
−HK$8,960/mo
Today · 4.125%
HK$301,302
baseline
▲ 0.50% · 4.625%
HK$319,636
+HK$18,334/mo
Deposit HK$6.91M · loan HK$62.17M · min. income ≈ HK$602,604/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,417
−HK$17,041/mo
▼ 0.25% · 3.875%
HK$323,876
−HK$8,582/mo
Today · 4.125%
HK$332,458
baseline
▲ 0.50% · 4.625%
HK$349,982
+HK$17,524/mo
Deposit HK$6.91M · loan HK$62.17M · min. income ≈ HK$664,916/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,764 · Scale 2, in force from 26 Feb 2026)