LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,523
−HK$9,878/mo
▼ 0.25% · 3.875%
HK$162,423
−HK$4,978/mo
Today · 4.125%
HK$167,401
baseline
▲ 0.50% · 4.625%
HK$177,587
+HK$10,186/mo
Deposit HK$34.54M · loan HK$34.54M · min. income ≈ HK$334,802/mo (50% DSR)
Upfront cash ≈ HK$37.48M (deposit + AVD stamp duty HK$2,935,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,242
−HK$9,468/mo
▼ 0.25% · 3.875%
HK$179,942
−HK$4,768/mo
Today · 4.125%
HK$184,710
baseline
▲ 0.50% · 4.625%
HK$194,447
+HK$9,737/mo
Deposit HK$34.54M · loan HK$34.54M · min. income ≈ HK$369,420/mo (50% DSR)
Upfront cash ≈ HK$37.48M (deposit + AVD stamp duty HK$2,935,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,027
−HK$11,854/mo
▼ 0.25% · 3.875%
HK$194,907
−HK$5,974/mo
Today · 4.125%
HK$200,881
baseline
▲ 0.50% · 4.625%
HK$213,104
+HK$12,223/mo
Deposit HK$27.63M · loan HK$41.45M · min. income ≈ HK$401,762/mo (50% DSR)
Upfront cash ≈ HK$30.57M (deposit + AVD stamp duty HK$2,935,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,291
−HK$11,361/mo
▼ 0.25% · 3.875%
HK$215,931
−HK$5,721/mo
Today · 4.125%
HK$221,652
baseline
▲ 0.50% · 4.625%
HK$233,336
+HK$11,684/mo
Deposit HK$27.63M · loan HK$41.45M · min. income ≈ HK$443,304/mo (50% DSR)
Upfront cash ≈ HK$30.57M (deposit + AVD stamp duty HK$2,935,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,532
−HK$13,829/mo
▼ 0.25% · 3.875%
HK$227,392
−HK$6,969/mo
Today · 4.125%
HK$234,361
baseline
▲ 0.50% · 4.625%
HK$248,621
+HK$14,260/mo
Deposit HK$20.72M · loan HK$48.36M · min. income ≈ HK$468,722/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,935,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,339
−HK$13,255/mo
▼ 0.25% · 3.875%
HK$251,919
−HK$6,675/mo
Today · 4.125%
HK$258,594
baseline
▲ 0.50% · 4.625%
HK$272,225
+HK$13,631/mo
Deposit HK$20.72M · loan HK$48.36M · min. income ≈ HK$517,188/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$2,935,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,541
−HK$17,780/mo
▼ 0.25% · 3.875%
HK$292,361
−HK$8,960/mo
Today · 4.125%
HK$301,321
baseline
▲ 0.50% · 4.625%
HK$319,656
+HK$18,335/mo
Deposit HK$6.91M · loan HK$62.17M · min. income ≈ HK$602,642/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,436
−HK$17,042/mo
▼ 0.25% · 3.875%
HK$323,896
−HK$8,582/mo
Today · 4.125%
HK$332,478
baseline
▲ 0.50% · 4.625%
HK$350,004
+HK$17,526/mo
Deposit HK$6.91M · loan HK$62.17M · min. income ≈ HK$664,956/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,935,948 · Scale 2, in force from 26 Feb 2026)