LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,753
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,243
−HK$497/mo
Today · 4.125%
HK$16,740
baseline
▲ 0.50% · 4.625%
HK$17,759
+HK$1,019/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,480/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,525
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,995
−HK$476/mo
Today · 4.125%
HK$18,471
baseline
▲ 0.50% · 4.625%
HK$19,445
+HK$974/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,942/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,903
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,491
−HK$598/mo
Today · 4.125%
HK$20,089
baseline
▲ 0.50% · 4.625%
HK$21,311
+HK$1,222/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,178/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,030
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,594
−HK$572/mo
Today · 4.125%
HK$22,166
baseline
▲ 0.50% · 4.625%
HK$23,334
+HK$1,168/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,332/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,054
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,740
−HK$697/mo
Today · 4.125%
HK$23,437
baseline
▲ 0.50% · 4.625%
HK$24,863
+HK$1,426/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,874/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,534
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,192
−HK$668/mo
Today · 4.125%
HK$25,860
baseline
▲ 0.50% · 4.625%
HK$27,223
+HK$1,363/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,720/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,355
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,237
−HK$896/mo
Today · 4.125%
HK$30,133
baseline
▲ 0.50% · 4.625%
HK$31,966
+HK$1,833/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,266/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,544
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,390
−HK$859/mo
Today · 4.125%
HK$33,249
baseline
▲ 0.50% · 4.625%
HK$35,001
+HK$1,752/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$66,498/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,249 · Scale 2, in force from 26 Feb 2026)