LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,753
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,243
−HK$498/mo
Today · 4.125%
HK$16,741
baseline
▲ 0.50% · 4.625%
HK$17,760
+HK$1,019/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,482/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,525
−HK$947/mo
▼ 0.25% · 3.875%
HK$17,995
−HK$477/mo
Today · 4.125%
HK$18,472
baseline
▲ 0.50% · 4.625%
HK$19,446
+HK$974/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,944/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,904
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,492
−HK$597/mo
Today · 4.125%
HK$20,089
baseline
▲ 0.50% · 4.625%
HK$21,312
+HK$1,223/mo
Deposit HK$2.76M · loan HK$4.15M · min. income ≈ HK$40,178/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,030
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,594
−HK$573/mo
Today · 4.125%
HK$22,167
baseline
▲ 0.50% · 4.625%
HK$23,335
+HK$1,168/mo
Deposit HK$2.76M · loan HK$4.15M · min. income ≈ HK$44,334/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,055
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,741
−HK$697/mo
Today · 4.125%
HK$23,438
baseline
▲ 0.50% · 4.625%
HK$24,864
+HK$1,426/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,876/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,536
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,194
−HK$667/mo
Today · 4.125%
HK$25,861
baseline
▲ 0.50% · 4.625%
HK$27,224
+HK$1,363/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,722/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,356
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,238
−HK$896/mo
Today · 4.125%
HK$30,134
baseline
▲ 0.50% · 4.625%
HK$31,968
+HK$1,834/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,268/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,546
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,392
−HK$858/mo
Today · 4.125%
HK$33,250
baseline
▲ 0.50% · 4.625%
HK$35,003
+HK$1,753/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$66,500/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,257 · Scale 2, in force from 26 Feb 2026)