LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,754
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,244
−HK$498/mo
Today · 4.125%
HK$16,742
baseline
▲ 0.50% · 4.625%
HK$17,761
+HK$1,019/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,484/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,526
−HK$947/mo
▼ 0.25% · 3.875%
HK$17,996
−HK$477/mo
Today · 4.125%
HK$18,473
baseline
▲ 0.50% · 4.625%
HK$19,447
+HK$974/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,946/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,905
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,493
−HK$597/mo
Today · 4.125%
HK$20,090
baseline
▲ 0.50% · 4.625%
HK$21,313
+HK$1,223/mo
Deposit HK$2.76M · loan HK$4.15M · min. income ≈ HK$40,180/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,031
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,595
−HK$573/mo
Today · 4.125%
HK$22,168
baseline
▲ 0.50% · 4.625%
HK$23,336
+HK$1,168/mo
Deposit HK$2.76M · loan HK$4.15M · min. income ≈ HK$44,336/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,055
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,742
−HK$697/mo
Today · 4.125%
HK$23,439
baseline
▲ 0.50% · 4.625%
HK$24,865
+HK$1,426/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,878/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,537
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,195
−HK$667/mo
Today · 4.125%
HK$25,862
baseline
▲ 0.50% · 4.625%
HK$27,225
+HK$1,363/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,724/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,357
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,239
−HK$896/mo
Today · 4.125%
HK$30,135
baseline
▲ 0.50% · 4.625%
HK$31,969
+HK$1,834/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,270/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,547
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,393
−HK$858/mo
Today · 4.125%
HK$33,251
baseline
▲ 0.50% · 4.625%
HK$35,004
+HK$1,753/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$66,502/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,266 · Scale 2, in force from 26 Feb 2026)