LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,609
−HK$9,883/mo
▼ 0.25% · 3.875%
HK$162,511
−HK$4,981/mo
Today · 4.125%
HK$167,492
baseline
▲ 0.50% · 4.625%
HK$177,684
+HK$10,192/mo
Deposit HK$34.56M · loan HK$34.56M · min. income ≈ HK$334,984/mo (50% DSR)
Upfront cash ≈ HK$37.50M (deposit + AVD stamp duty HK$2,937,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,338
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$180,041
−HK$4,770/mo
Today · 4.125%
HK$184,811
baseline
▲ 0.50% · 4.625%
HK$194,553
+HK$9,742/mo
Deposit HK$34.56M · loan HK$34.56M · min. income ≈ HK$369,622/mo (50% DSR)
Upfront cash ≈ HK$37.50M (deposit + AVD stamp duty HK$2,937,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,131
−HK$11,860/mo
▼ 0.25% · 3.875%
HK$195,014
−HK$5,977/mo
Today · 4.125%
HK$200,991
baseline
▲ 0.50% · 4.625%
HK$213,221
+HK$12,230/mo
Deposit HK$27.65M · loan HK$41.47M · min. income ≈ HK$401,982/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,937,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,406
−HK$11,367/mo
▼ 0.25% · 3.875%
HK$216,049
−HK$5,724/mo
Today · 4.125%
HK$221,773
baseline
▲ 0.50% · 4.625%
HK$233,463
+HK$11,690/mo
Deposit HK$27.65M · loan HK$41.47M · min. income ≈ HK$443,546/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,937,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,652
−HK$13,837/mo
▼ 0.25% · 3.875%
HK$227,516
−HK$6,973/mo
Today · 4.125%
HK$234,489
baseline
▲ 0.50% · 4.625%
HK$248,757
+HK$14,268/mo
Deposit HK$20.74M · loan HK$48.38M · min. income ≈ HK$468,978/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$2,937,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,474
−HK$13,262/mo
▼ 0.25% · 3.875%
HK$252,057
−HK$6,679/mo
Today · 4.125%
HK$258,736
baseline
▲ 0.50% · 4.625%
HK$272,374
+HK$13,638/mo
Deposit HK$20.74M · loan HK$48.38M · min. income ≈ HK$517,472/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$2,937,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,696
−HK$17,790/mo
▼ 0.25% · 3.875%
HK$292,520
−HK$8,966/mo
Today · 4.125%
HK$301,486
baseline
▲ 0.50% · 4.625%
HK$319,831
+HK$18,345/mo
Deposit HK$6.91M · loan HK$62.21M · min. income ≈ HK$602,972/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,937,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,609
−HK$17,051/mo
▼ 0.25% · 3.875%
HK$324,073
−HK$8,587/mo
Today · 4.125%
HK$332,660
baseline
▲ 0.50% · 4.625%
HK$350,195
+HK$17,535/mo
Deposit HK$6.91M · loan HK$62.21M · min. income ≈ HK$665,320/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,937,554 · Scale 2, in force from 26 Feb 2026)