LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,615
−HK$9,884/mo
▼ 0.25% · 3.875%
HK$162,518
−HK$4,981/mo
Today · 4.125%
HK$167,499
baseline
▲ 0.50% · 4.625%
HK$177,691
+HK$10,192/mo
Deposit HK$34.56M · loan HK$34.56M · min. income ≈ HK$334,998/mo (50% DSR)
Upfront cash ≈ HK$37.50M (deposit + AVD stamp duty HK$2,937,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,345
−HK$9,474/mo
▼ 0.25% · 3.875%
HK$180,048
−HK$4,771/mo
Today · 4.125%
HK$184,819
baseline
▲ 0.50% · 4.625%
HK$194,561
+HK$9,742/mo
Deposit HK$34.56M · loan HK$34.56M · min. income ≈ HK$369,638/mo (50% DSR)
Upfront cash ≈ HK$37.50M (deposit + AVD stamp duty HK$2,937,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,138
−HK$11,861/mo
▼ 0.25% · 3.875%
HK$195,021
−HK$5,978/mo
Today · 4.125%
HK$200,999
baseline
▲ 0.50% · 4.625%
HK$213,229
+HK$12,230/mo
Deposit HK$27.65M · loan HK$41.47M · min. income ≈ HK$401,998/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,937,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,414
−HK$11,368/mo
▼ 0.25% · 3.875%
HK$216,058
−HK$5,724/mo
Today · 4.125%
HK$221,782
baseline
▲ 0.50% · 4.625%
HK$233,473
+HK$11,691/mo
Deposit HK$27.65M · loan HK$41.47M · min. income ≈ HK$443,564/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,937,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,661
−HK$13,838/mo
▼ 0.25% · 3.875%
HK$227,525
−HK$6,974/mo
Today · 4.125%
HK$234,499
baseline
▲ 0.50% · 4.625%
HK$248,767
+HK$14,268/mo
Deposit HK$20.74M · loan HK$48.39M · min. income ≈ HK$468,998/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$2,937,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,483
−HK$13,263/mo
▼ 0.25% · 3.875%
HK$252,067
−HK$6,679/mo
Today · 4.125%
HK$258,746
baseline
▲ 0.50% · 4.625%
HK$272,385
+HK$13,639/mo
Deposit HK$20.74M · loan HK$48.39M · min. income ≈ HK$517,492/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$2,937,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,707
−HK$17,791/mo
▼ 0.25% · 3.875%
HK$292,532
−HK$8,966/mo
Today · 4.125%
HK$301,498
baseline
▲ 0.50% · 4.625%
HK$319,844
+HK$18,346/mo
Deposit HK$6.91M · loan HK$62.21M · min. income ≈ HK$602,996/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,937,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,621
−HK$17,053/mo
▼ 0.25% · 3.875%
HK$324,086
−HK$8,588/mo
Today · 4.125%
HK$332,674
baseline
▲ 0.50% · 4.625%
HK$350,209
+HK$17,535/mo
Deposit HK$6.91M · loan HK$62.21M · min. income ≈ HK$665,348/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,937,672 · Scale 2, in force from 26 Feb 2026)