LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,648
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$162,552
−HK$4,982/mo
Today · 4.125%
HK$167,534
baseline
▲ 0.50% · 4.625%
HK$177,728
+HK$10,194/mo
Deposit HK$34.57M · loan HK$34.57M · min. income ≈ HK$335,068/mo (50% DSR)
Upfront cash ≈ HK$37.51M (deposit + AVD stamp duty HK$2,938,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,382
−HK$9,475/mo
▼ 0.25% · 3.875%
HK$180,085
−HK$4,772/mo
Today · 4.125%
HK$184,857
baseline
▲ 0.50% · 4.625%
HK$194,601
+HK$9,744/mo
Deposit HK$34.57M · loan HK$34.57M · min. income ≈ HK$369,714/mo (50% DSR)
Upfront cash ≈ HK$37.51M (deposit + AVD stamp duty HK$2,938,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,178
−HK$11,863/mo
▼ 0.25% · 3.875%
HK$195,062
−HK$5,979/mo
Today · 4.125%
HK$201,041
baseline
▲ 0.50% · 4.625%
HK$213,274
+HK$12,233/mo
Deposit HK$27.65M · loan HK$41.48M · min. income ≈ HK$402,082/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,938,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,458
−HK$11,371/mo
▼ 0.25% · 3.875%
HK$216,103
−HK$5,726/mo
Today · 4.125%
HK$221,829
baseline
▲ 0.50% · 4.625%
HK$233,521
+HK$11,692/mo
Deposit HK$27.65M · loan HK$41.48M · min. income ≈ HK$443,658/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,938,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,707
−HK$13,840/mo
▼ 0.25% · 3.875%
HK$227,572
−HK$6,975/mo
Today · 4.125%
HK$234,547
baseline
▲ 0.50% · 4.625%
HK$248,819
+HK$14,272/mo
Deposit HK$20.74M · loan HK$48.40M · min. income ≈ HK$469,094/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,938,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,535
−HK$13,265/mo
▼ 0.25% · 3.875%
HK$252,120
−HK$6,680/mo
Today · 4.125%
HK$258,800
baseline
▲ 0.50% · 4.625%
HK$272,442
+HK$13,642/mo
Deposit HK$20.74M · loan HK$48.40M · min. income ≈ HK$517,600/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,938,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,766
−HK$17,795/mo
▼ 0.25% · 3.875%
HK$292,593
−HK$8,968/mo
Today · 4.125%
HK$301,561
baseline
▲ 0.50% · 4.625%
HK$319,910
+HK$18,349/mo
Deposit HK$6.91M · loan HK$62.22M · min. income ≈ HK$603,122/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,938,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,687
−HK$17,056/mo
▼ 0.25% · 3.875%
HK$324,154
−HK$8,589/mo
Today · 4.125%
HK$332,743
baseline
▲ 0.50% · 4.625%
HK$350,282
+HK$17,539/mo
Deposit HK$6.91M · loan HK$62.22M · min. income ≈ HK$665,486/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,938,284 · Scale 2, in force from 26 Feb 2026)