LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,661
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$162,565
−HK$4,982/mo
Today · 4.125%
HK$167,547
baseline
▲ 0.50% · 4.625%
HK$177,742
+HK$10,195/mo
Deposit HK$34.57M · loan HK$34.57M · min. income ≈ HK$335,094/mo (50% DSR)
Upfront cash ≈ HK$37.51M (deposit + AVD stamp duty HK$2,938,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,396
−HK$9,476/mo
▼ 0.25% · 3.875%
HK$180,100
−HK$4,772/mo
Today · 4.125%
HK$184,872
baseline
▲ 0.50% · 4.625%
HK$194,617
+HK$9,745/mo
Deposit HK$34.57M · loan HK$34.57M · min. income ≈ HK$369,744/mo (50% DSR)
Upfront cash ≈ HK$37.51M (deposit + AVD stamp duty HK$2,938,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,193
−HK$11,864/mo
▼ 0.25% · 3.875%
HK$195,078
−HK$5,979/mo
Today · 4.125%
HK$201,057
baseline
▲ 0.50% · 4.625%
HK$213,291
+HK$12,234/mo
Deposit HK$27.66M · loan HK$41.48M · min. income ≈ HK$402,114/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,938,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,475
−HK$11,371/mo
▼ 0.25% · 3.875%
HK$216,120
−HK$5,726/mo
Today · 4.125%
HK$221,846
baseline
▲ 0.50% · 4.625%
HK$233,540
+HK$11,694/mo
Deposit HK$27.66M · loan HK$41.48M · min. income ≈ HK$443,692/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,938,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,725
−HK$13,841/mo
▼ 0.25% · 3.875%
HK$227,591
−HK$6,975/mo
Today · 4.125%
HK$234,566
baseline
▲ 0.50% · 4.625%
HK$248,839
+HK$14,273/mo
Deposit HK$20.74M · loan HK$48.40M · min. income ≈ HK$469,132/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,938,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,554
−HK$13,267/mo
▼ 0.25% · 3.875%
HK$252,140
−HK$6,681/mo
Today · 4.125%
HK$258,821
baseline
▲ 0.50% · 4.625%
HK$272,463
+HK$13,642/mo
Deposit HK$20.74M · loan HK$48.40M · min. income ≈ HK$517,642/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,938,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,789
−HK$17,796/mo
▼ 0.25% · 3.875%
HK$292,616
−HK$8,969/mo
Today · 4.125%
HK$301,585
baseline
▲ 0.50% · 4.625%
HK$319,936
+HK$18,351/mo
Deposit HK$6.91M · loan HK$62.23M · min. income ≈ HK$603,170/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,938,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,712
−HK$17,057/mo
▼ 0.25% · 3.875%
HK$324,180
−HK$8,589/mo
Today · 4.125%
HK$332,769
baseline
▲ 0.50% · 4.625%
HK$350,310
+HK$17,541/mo
Deposit HK$6.91M · loan HK$62.23M · min. income ≈ HK$665,538/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,938,518 · Scale 2, in force from 26 Feb 2026)