LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,671
−HK$9,887/mo
▼ 0.25% · 3.875%
HK$162,576
−HK$4,982/mo
Today · 4.125%
HK$167,558
baseline
▲ 0.50% · 4.625%
HK$177,754
+HK$10,196/mo
Deposit HK$34.57M · loan HK$34.57M · min. income ≈ HK$335,116/mo (50% DSR)
Upfront cash ≈ HK$37.51M (deposit + AVD stamp duty HK$2,938,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,408
−HK$9,476/mo
▼ 0.25% · 3.875%
HK$180,112
−HK$4,772/mo
Today · 4.125%
HK$184,884
baseline
▲ 0.50% · 4.625%
HK$194,630
+HK$9,746/mo
Deposit HK$34.57M · loan HK$34.57M · min. income ≈ HK$369,768/mo (50% DSR)
Upfront cash ≈ HK$37.51M (deposit + AVD stamp duty HK$2,938,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,205
−HK$11,865/mo
▼ 0.25% · 3.875%
HK$195,091
−HK$5,979/mo
Today · 4.125%
HK$201,070
baseline
▲ 0.50% · 4.625%
HK$213,305
+HK$12,235/mo
Deposit HK$27.66M · loan HK$41.49M · min. income ≈ HK$402,140/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,938,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,489
−HK$11,372/mo
▼ 0.25% · 3.875%
HK$216,134
−HK$5,727/mo
Today · 4.125%
HK$221,861
baseline
▲ 0.50% · 4.625%
HK$233,556
+HK$11,695/mo
Deposit HK$27.66M · loan HK$41.49M · min. income ≈ HK$443,722/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,938,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,740
−HK$13,842/mo
▼ 0.25% · 3.875%
HK$227,606
−HK$6,976/mo
Today · 4.125%
HK$234,582
baseline
▲ 0.50% · 4.625%
HK$248,856
+HK$14,274/mo
Deposit HK$20.74M · loan HK$48.40M · min. income ≈ HK$469,164/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,938,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,571
−HK$13,267/mo
▼ 0.25% · 3.875%
HK$252,157
−HK$6,681/mo
Today · 4.125%
HK$258,838
baseline
▲ 0.50% · 4.625%
HK$272,482
+HK$13,644/mo
Deposit HK$20.74M · loan HK$48.40M · min. income ≈ HK$517,676/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,938,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,808
−HK$17,797/mo
▼ 0.25% · 3.875%
HK$292,636
−HK$8,969/mo
Today · 4.125%
HK$301,605
baseline
▲ 0.50% · 4.625%
HK$319,957
+HK$18,352/mo
Deposit HK$6.91M · loan HK$62.23M · min. income ≈ HK$603,210/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,938,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,734
−HK$17,058/mo
▼ 0.25% · 3.875%
HK$324,201
−HK$8,591/mo
Today · 4.125%
HK$332,792
baseline
▲ 0.50% · 4.625%
HK$350,334
+HK$17,542/mo
Deposit HK$6.91M · loan HK$62.23M · min. income ≈ HK$665,584/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,938,715 · Scale 2, in force from 26 Feb 2026)