LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,768
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,258
−HK$499/mo
Today · 4.125%
HK$16,757
baseline
▲ 0.50% · 4.625%
HK$17,776
+HK$1,019/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,514/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,542
−HK$947/mo
▼ 0.25% · 3.875%
HK$18,012
−HK$477/mo
Today · 4.125%
HK$18,489
baseline
▲ 0.50% · 4.625%
HK$19,464
+HK$975/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$36,978/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,922
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,510
−HK$598/mo
Today · 4.125%
HK$20,108
baseline
▲ 0.50% · 4.625%
HK$21,332
+HK$1,224/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,216/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,050
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,615
−HK$572/mo
Today · 4.125%
HK$22,187
baseline
▲ 0.50% · 4.625%
HK$23,357
+HK$1,170/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,374/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,075
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,762
−HK$698/mo
Today · 4.125%
HK$23,460
baseline
▲ 0.50% · 4.625%
HK$24,887
+HK$1,427/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,920/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,558
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,217
−HK$668/mo
Today · 4.125%
HK$25,885
baseline
▲ 0.50% · 4.625%
HK$27,250
+HK$1,365/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,770/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,382
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,265
−HK$897/mo
Today · 4.125%
HK$30,162
baseline
▲ 0.50% · 4.625%
HK$31,998
+HK$1,836/mo
Deposit HK$692K · loan HK$6.22M · min. income ≈ HK$60,324/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,575
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,422
−HK$859/mo
Today · 4.125%
HK$33,281
baseline
▲ 0.50% · 4.625%
HK$35,035
+HK$1,754/mo
Deposit HK$692K · loan HK$6.22M · min. income ≈ HK$66,562/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,451 · Scale 2, in force from 26 Feb 2026)