LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,685
−HK$9,888/mo
▼ 0.25% · 3.875%
HK$162,589
−HK$4,984/mo
Today · 4.125%
HK$167,573
baseline
▲ 0.50% · 4.625%
HK$177,769
+HK$10,196/mo
Deposit HK$34.58M · loan HK$34.58M · min. income ≈ HK$335,146/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$2,938,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,423
−HK$9,477/mo
▼ 0.25% · 3.875%
HK$180,127
−HK$4,773/mo
Today · 4.125%
HK$184,900
baseline
▲ 0.50% · 4.625%
HK$194,646
+HK$9,746/mo
Deposit HK$34.58M · loan HK$34.58M · min. income ≈ HK$369,800/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$2,938,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,222
−HK$11,865/mo
▼ 0.25% · 3.875%
HK$195,107
−HK$5,980/mo
Today · 4.125%
HK$201,087
baseline
▲ 0.50% · 4.625%
HK$213,323
+HK$12,236/mo
Deposit HK$27.66M · loan HK$41.49M · min. income ≈ HK$402,174/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,938,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,507
−HK$11,373/mo
▼ 0.25% · 3.875%
HK$216,153
−HK$5,727/mo
Today · 4.125%
HK$221,880
baseline
▲ 0.50% · 4.625%
HK$233,576
+HK$11,696/mo
Deposit HK$27.66M · loan HK$41.49M · min. income ≈ HK$443,760/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,938,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,758
−HK$13,844/mo
▼ 0.25% · 3.875%
HK$227,625
−HK$6,977/mo
Today · 4.125%
HK$234,602
baseline
▲ 0.50% · 4.625%
HK$248,877
+HK$14,275/mo
Deposit HK$20.75M · loan HK$48.41M · min. income ≈ HK$469,204/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,938,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,592
−HK$13,268/mo
▼ 0.25% · 3.875%
HK$252,178
−HK$6,682/mo
Today · 4.125%
HK$258,860
baseline
▲ 0.50% · 4.625%
HK$272,505
+HK$13,645/mo
Deposit HK$20.75M · loan HK$48.41M · min. income ≈ HK$517,720/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$2,938,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,832
−HK$17,799/mo
▼ 0.25% · 3.875%
HK$292,661
−HK$8,970/mo
Today · 4.125%
HK$301,631
baseline
▲ 0.50% · 4.625%
HK$319,985
+HK$18,354/mo
Deposit HK$6.92M · loan HK$62.24M · min. income ≈ HK$603,262/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,938,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,761
−HK$17,059/mo
▼ 0.25% · 3.875%
HK$324,229
−HK$8,591/mo
Today · 4.125%
HK$332,820
baseline
▲ 0.50% · 4.625%
HK$350,364
+HK$17,544/mo
Deposit HK$6.92M · loan HK$62.24M · min. income ≈ HK$665,640/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$2,938,966 · Scale 2, in force from 26 Feb 2026)