LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,769
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,260
−HK$498/mo
Today · 4.125%
HK$16,758
baseline
▲ 0.50% · 4.625%
HK$17,778
+HK$1,020/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,516/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,543
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,014
−HK$477/mo
Today · 4.125%
HK$18,491
baseline
▲ 0.50% · 4.625%
HK$19,466
+HK$975/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$36,982/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,923
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,512
−HK$598/mo
Today · 4.125%
HK$20,110
baseline
▲ 0.50% · 4.625%
HK$21,334
+HK$1,224/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,220/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,052
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,617
−HK$572/mo
Today · 4.125%
HK$22,189
baseline
▲ 0.50% · 4.625%
HK$23,359
+HK$1,170/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,378/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,077
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,764
−HK$698/mo
Today · 4.125%
HK$23,462
baseline
▲ 0.50% · 4.625%
HK$24,889
+HK$1,427/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,924/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,561
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,219
−HK$669/mo
Today · 4.125%
HK$25,888
baseline
▲ 0.50% · 4.625%
HK$27,252
+HK$1,364/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,776/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,385
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,268
−HK$897/mo
Today · 4.125%
HK$30,165
baseline
▲ 0.50% · 4.625%
HK$32,000
+HK$1,835/mo
Deposit HK$692K · loan HK$6.22M · min. income ≈ HK$60,330/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,578
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,425
−HK$859/mo
Today · 4.125%
HK$33,284
baseline
▲ 0.50% · 4.625%
HK$35,039
+HK$1,755/mo
Deposit HK$692K · loan HK$6.22M · min. income ≈ HK$66,568/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,470 · Scale 2, in force from 26 Feb 2026)