LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,771
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,261
−HK$499/mo
Today · 4.125%
HK$16,760
baseline
▲ 0.50% · 4.625%
HK$17,779
+HK$1,019/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,520/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,545
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,015
−HK$478/mo
Today · 4.125%
HK$18,493
baseline
▲ 0.50% · 4.625%
HK$19,467
+HK$974/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$36,986/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,925
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,514
−HK$598/mo
Today · 4.125%
HK$20,112
baseline
▲ 0.50% · 4.625%
HK$21,335
+HK$1,223/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,224/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,054
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,618
−HK$573/mo
Today · 4.125%
HK$22,191
baseline
▲ 0.50% · 4.625%
HK$23,361
+HK$1,170/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,382/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,079
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,766
−HK$698/mo
Today · 4.125%
HK$23,464
baseline
▲ 0.50% · 4.625%
HK$24,891
+HK$1,427/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,928/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,563
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,221
−HK$669/mo
Today · 4.125%
HK$25,890
baseline
▲ 0.50% · 4.625%
HK$27,254
+HK$1,364/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,780/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,387
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,270
−HK$897/mo
Today · 4.125%
HK$30,167
baseline
▲ 0.50% · 4.625%
HK$32,003
+HK$1,836/mo
Deposit HK$692K · loan HK$6.22M · min. income ≈ HK$60,334/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,581
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,428
−HK$859/mo
Today · 4.125%
HK$33,287
baseline
▲ 0.50% · 4.625%
HK$35,041
+HK$1,754/mo
Deposit HK$692K · loan HK$6.22M · min. income ≈ HK$66,574/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,487 · Scale 2, in force from 26 Feb 2026)