LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,709
−HK$9,889/mo
▼ 0.25% · 3.875%
HK$162,614
−HK$4,984/mo
Today · 4.125%
HK$167,598
baseline
▲ 0.50% · 4.625%
HK$177,796
+HK$10,198/mo
Deposit HK$34.58M · loan HK$34.58M · min. income ≈ HK$335,196/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$2,939,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,449
−HK$9,479/mo
▼ 0.25% · 3.875%
HK$180,155
−HK$4,773/mo
Today · 4.125%
HK$184,928
baseline
▲ 0.50% · 4.625%
HK$194,676
+HK$9,748/mo
Deposit HK$34.58M · loan HK$34.58M · min. income ≈ HK$369,856/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$2,939,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,250
−HK$11,868/mo
▼ 0.25% · 3.875%
HK$195,137
−HK$5,981/mo
Today · 4.125%
HK$201,118
baseline
▲ 0.50% · 4.625%
HK$213,356
+HK$12,238/mo
Deposit HK$27.67M · loan HK$41.50M · min. income ≈ HK$402,236/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,939,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,539
−HK$11,375/mo
▼ 0.25% · 3.875%
HK$216,186
−HK$5,728/mo
Today · 4.125%
HK$221,914
baseline
▲ 0.50% · 4.625%
HK$233,611
+HK$11,697/mo
Deposit HK$27.67M · loan HK$41.50M · min. income ≈ HK$443,828/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,939,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,792
−HK$13,846/mo
▼ 0.25% · 3.875%
HK$227,660
−HK$6,978/mo
Today · 4.125%
HK$234,638
baseline
▲ 0.50% · 4.625%
HK$248,915
+HK$14,277/mo
Deposit HK$20.75M · loan HK$48.41M · min. income ≈ HK$469,276/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,939,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,629
−HK$13,271/mo
▼ 0.25% · 3.875%
HK$252,217
−HK$6,683/mo
Today · 4.125%
HK$258,900
baseline
▲ 0.50% · 4.625%
HK$272,547
+HK$13,647/mo
Deposit HK$20.75M · loan HK$48.41M · min. income ≈ HK$517,800/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,939,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,876
−HK$17,801/mo
▼ 0.25% · 3.875%
HK$292,706
−HK$8,971/mo
Today · 4.125%
HK$301,677
baseline
▲ 0.50% · 4.625%
HK$320,033
+HK$18,356/mo
Deposit HK$6.92M · loan HK$62.25M · min. income ≈ HK$603,354/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,939,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,809
−HK$17,062/mo
▼ 0.25% · 3.875%
HK$324,279
−HK$8,592/mo
Today · 4.125%
HK$332,871
baseline
▲ 0.50% · 4.625%
HK$350,417
+HK$17,546/mo
Deposit HK$6.92M · loan HK$62.25M · min. income ≈ HK$665,742/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,939,414 · Scale 2, in force from 26 Feb 2026)