LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,713
−HK$9,890/mo
▼ 0.25% · 3.875%
HK$162,619
−HK$4,984/mo
Today · 4.125%
HK$167,603
baseline
▲ 0.50% · 4.625%
HK$177,801
+HK$10,198/mo
Deposit HK$34.58M · loan HK$34.58M · min. income ≈ HK$335,206/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$2,939,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,454
−HK$9,479/mo
▼ 0.25% · 3.875%
HK$180,159
−HK$4,774/mo
Today · 4.125%
HK$184,933
baseline
▲ 0.50% · 4.625%
HK$194,681
+HK$9,748/mo
Deposit HK$34.58M · loan HK$34.58M · min. income ≈ HK$369,866/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$2,939,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,255
−HK$11,868/mo
▼ 0.25% · 3.875%
HK$195,142
−HK$5,981/mo
Today · 4.125%
HK$201,123
baseline
▲ 0.50% · 4.625%
HK$213,361
+HK$12,238/mo
Deposit HK$27.67M · loan HK$41.50M · min. income ≈ HK$402,246/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,939,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,545
−HK$11,375/mo
▼ 0.25% · 3.875%
HK$216,191
−HK$5,729/mo
Today · 4.125%
HK$221,920
baseline
▲ 0.50% · 4.625%
HK$233,617
+HK$11,697/mo
Deposit HK$27.67M · loan HK$41.50M · min. income ≈ HK$443,840/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,939,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,798
−HK$13,846/mo
▼ 0.25% · 3.875%
HK$227,666
−HK$6,978/mo
Today · 4.125%
HK$234,644
baseline
▲ 0.50% · 4.625%
HK$248,921
+HK$14,277/mo
Deposit HK$20.75M · loan HK$48.42M · min. income ≈ HK$469,288/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,939,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,635
−HK$13,271/mo
▼ 0.25% · 3.875%
HK$252,223
−HK$6,683/mo
Today · 4.125%
HK$258,906
baseline
▲ 0.50% · 4.625%
HK$272,554
+HK$13,648/mo
Deposit HK$20.75M · loan HK$48.42M · min. income ≈ HK$517,812/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,939,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,883
−HK$17,802/mo
▼ 0.25% · 3.875%
HK$292,713
−HK$8,972/mo
Today · 4.125%
HK$301,685
baseline
▲ 0.50% · 4.625%
HK$320,042
+HK$18,357/mo
Deposit HK$6.92M · loan HK$62.25M · min. income ≈ HK$603,370/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,939,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,817
−HK$17,063/mo
▼ 0.25% · 3.875%
HK$324,287
−HK$8,593/mo
Today · 4.125%
HK$332,880
baseline
▲ 0.50% · 4.625%
HK$350,426
+HK$17,546/mo
Deposit HK$6.92M · loan HK$62.25M · min. income ≈ HK$665,760/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,939,491 · Scale 2, in force from 26 Feb 2026)