LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,717
−HK$9,891/mo
▼ 0.25% · 3.875%
HK$162,623
−HK$4,985/mo
Today · 4.125%
HK$167,608
baseline
▲ 0.50% · 4.625%
HK$177,806
+HK$10,198/mo
Deposit HK$34.58M · loan HK$34.58M · min. income ≈ HK$335,216/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$2,939,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,459
−HK$9,480/mo
▼ 0.25% · 3.875%
HK$180,165
−HK$4,774/mo
Today · 4.125%
HK$184,939
baseline
▲ 0.50% · 4.625%
HK$194,687
+HK$9,748/mo
Deposit HK$34.58M · loan HK$34.58M · min. income ≈ HK$369,878/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$2,939,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,261
−HK$11,868/mo
▼ 0.25% · 3.875%
HK$195,148
−HK$5,981/mo
Today · 4.125%
HK$201,129
baseline
▲ 0.50% · 4.625%
HK$213,367
+HK$12,238/mo
Deposit HK$27.67M · loan HK$41.50M · min. income ≈ HK$402,258/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,939,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,551
−HK$11,375/mo
▼ 0.25% · 3.875%
HK$216,198
−HK$5,728/mo
Today · 4.125%
HK$221,926
baseline
▲ 0.50% · 4.625%
HK$233,624
+HK$11,698/mo
Deposit HK$27.67M · loan HK$41.50M · min. income ≈ HK$443,852/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,939,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,804
−HK$13,847/mo
▼ 0.25% · 3.875%
HK$227,673
−HK$6,978/mo
Today · 4.125%
HK$234,651
baseline
▲ 0.50% · 4.625%
HK$248,929
+HK$14,278/mo
Deposit HK$20.75M · loan HK$48.42M · min. income ≈ HK$469,302/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,939,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,643
−HK$13,271/mo
▼ 0.25% · 3.875%
HK$252,231
−HK$6,683/mo
Today · 4.125%
HK$258,914
baseline
▲ 0.50% · 4.625%
HK$272,562
+HK$13,648/mo
Deposit HK$20.75M · loan HK$48.42M · min. income ≈ HK$517,828/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,939,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,891
−HK$17,803/mo
▼ 0.25% · 3.875%
HK$292,722
−HK$8,972/mo
Today · 4.125%
HK$301,694
baseline
▲ 0.50% · 4.625%
HK$320,051
+HK$18,357/mo
Deposit HK$6.92M · loan HK$62.25M · min. income ≈ HK$603,388/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,939,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,826
−HK$17,063/mo
▼ 0.25% · 3.875%
HK$324,297
−HK$8,592/mo
Today · 4.125%
HK$332,889
baseline
▲ 0.50% · 4.625%
HK$350,437
+HK$17,548/mo
Deposit HK$6.92M · loan HK$62.25M · min. income ≈ HK$665,778/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,939,578 · Scale 2, in force from 26 Feb 2026)