LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,737
−HK$9,891/mo
▼ 0.25% · 3.875%
HK$162,643
−HK$4,985/mo
Today · 4.125%
HK$167,628
baseline
▲ 0.50% · 4.625%
HK$177,828
+HK$10,200/mo
Deposit HK$34.59M · loan HK$34.59M · min. income ≈ HK$335,256/mo (50% DSR)
Upfront cash ≈ HK$37.53M (deposit + AVD stamp duty HK$2,939,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,480
−HK$9,481/mo
▼ 0.25% · 3.875%
HK$180,187
−HK$4,774/mo
Today · 4.125%
HK$184,961
baseline
▲ 0.50% · 4.625%
HK$194,711
+HK$9,750/mo
Deposit HK$34.59M · loan HK$34.59M · min. income ≈ HK$369,922/mo (50% DSR)
Upfront cash ≈ HK$37.53M (deposit + AVD stamp duty HK$2,939,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,284
−HK$11,870/mo
▼ 0.25% · 3.875%
HK$195,172
−HK$5,982/mo
Today · 4.125%
HK$201,154
baseline
▲ 0.50% · 4.625%
HK$213,393
+HK$12,239/mo
Deposit HK$27.67M · loan HK$41.50M · min. income ≈ HK$402,308/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,939,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,577
−HK$11,376/mo
▼ 0.25% · 3.875%
HK$216,224
−HK$5,729/mo
Today · 4.125%
HK$221,953
baseline
▲ 0.50% · 4.625%
HK$233,653
+HK$11,700/mo
Deposit HK$27.67M · loan HK$41.50M · min. income ≈ HK$443,906/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,939,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,831
−HK$13,848/mo
▼ 0.25% · 3.875%
HK$227,700
−HK$6,979/mo
Today · 4.125%
HK$234,679
baseline
▲ 0.50% · 4.625%
HK$248,959
+HK$14,280/mo
Deposit HK$20.75M · loan HK$48.42M · min. income ≈ HK$469,358/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,939,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,673
−HK$13,273/mo
▼ 0.25% · 3.875%
HK$252,261
−HK$6,685/mo
Today · 4.125%
HK$258,946
baseline
▲ 0.50% · 4.625%
HK$272,595
+HK$13,649/mo
Deposit HK$20.75M · loan HK$48.42M · min. income ≈ HK$517,892/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$2,939,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,926
−HK$17,805/mo
▼ 0.25% · 3.875%
HK$292,758
−HK$8,973/mo
Today · 4.125%
HK$301,731
baseline
▲ 0.50% · 4.625%
HK$320,090
+HK$18,359/mo
Deposit HK$6.92M · loan HK$62.26M · min. income ≈ HK$603,462/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,939,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,865
−HK$17,065/mo
▼ 0.25% · 3.875%
HK$324,336
−HK$8,594/mo
Today · 4.125%
HK$332,930
baseline
▲ 0.50% · 4.625%
HK$350,479
+HK$17,549/mo
Deposit HK$6.92M · loan HK$62.26M · min. income ≈ HK$665,860/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,939,936 · Scale 2, in force from 26 Feb 2026)