LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,761
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$162,668
−HK$4,986/mo
Today · 4.125%
HK$167,654
baseline
▲ 0.50% · 4.625%
HK$177,855
+HK$10,201/mo
Deposit HK$34.59M · loan HK$34.59M · min. income ≈ HK$335,308/mo (50% DSR)
Upfront cash ≈ HK$37.53M (deposit + AVD stamp duty HK$2,940,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,507
−HK$9,483/mo
▼ 0.25% · 3.875%
HK$180,214
−HK$4,776/mo
Today · 4.125%
HK$184,990
baseline
▲ 0.50% · 4.625%
HK$194,741
+HK$9,751/mo
Deposit HK$34.59M · loan HK$34.59M · min. income ≈ HK$369,980/mo (50% DSR)
Upfront cash ≈ HK$37.53M (deposit + AVD stamp duty HK$2,940,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,313
−HK$11,872/mo
▼ 0.25% · 3.875%
HK$195,202
−HK$5,983/mo
Today · 4.125%
HK$201,185
baseline
▲ 0.50% · 4.625%
HK$213,426
+HK$12,241/mo
Deposit HK$27.67M · loan HK$41.51M · min. income ≈ HK$402,370/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,940,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,609
−HK$11,379/mo
▼ 0.25% · 3.875%
HK$216,257
−HK$5,731/mo
Today · 4.125%
HK$221,988
baseline
▲ 0.50% · 4.625%
HK$233,689
+HK$11,701/mo
Deposit HK$27.67M · loan HK$41.51M · min. income ≈ HK$443,976/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,940,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,865
−HK$13,851/mo
▼ 0.25% · 3.875%
HK$227,735
−HK$6,981/mo
Today · 4.125%
HK$234,716
baseline
▲ 0.50% · 4.625%
HK$248,997
+HK$14,281/mo
Deposit HK$20.76M · loan HK$48.43M · min. income ≈ HK$469,432/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,940,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,710
−HK$13,275/mo
▼ 0.25% · 3.875%
HK$252,300
−HK$6,685/mo
Today · 4.125%
HK$258,985
baseline
▲ 0.50% · 4.625%
HK$272,637
+HK$13,652/mo
Deposit HK$20.76M · loan HK$48.43M · min. income ≈ HK$517,970/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,940,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,970
−HK$17,807/mo
▼ 0.25% · 3.875%
HK$292,803
−HK$8,974/mo
Today · 4.125%
HK$301,777
baseline
▲ 0.50% · 4.625%
HK$320,140
+HK$18,363/mo
Deposit HK$6.92M · loan HK$62.27M · min. income ≈ HK$603,554/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,940,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,913
−HK$17,068/mo
▼ 0.25% · 3.875%
HK$324,386
−HK$8,595/mo
Today · 4.125%
HK$332,981
baseline
▲ 0.50% · 4.625%
HK$350,533
+HK$17,552/mo
Deposit HK$6.92M · loan HK$62.27M · min. income ≈ HK$665,962/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,940,389 · Scale 2, in force from 26 Feb 2026)