LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,777
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,268
−HK$499/mo
Today · 4.125%
HK$16,767
baseline
▲ 0.50% · 4.625%
HK$17,787
+HK$1,020/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,534/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,552
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,023
−HK$477/mo
Today · 4.125%
HK$18,500
baseline
▲ 0.50% · 4.625%
HK$19,475
+HK$975/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,000/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,933
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,522
−HK$598/mo
Today · 4.125%
HK$20,120
baseline
▲ 0.50% · 4.625%
HK$21,344
+HK$1,224/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,240/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,062
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,627
−HK$573/mo
Today · 4.125%
HK$22,200
baseline
▲ 0.50% · 4.625%
HK$23,370
+HK$1,170/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,400/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,088
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,775
−HK$698/mo
Today · 4.125%
HK$23,473
baseline
▲ 0.50% · 4.625%
HK$24,901
+HK$1,428/mo
Deposit HK$2.08M · loan HK$4.84M · min. income ≈ HK$46,946/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,573
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,232
−HK$668/mo
Today · 4.125%
HK$25,900
baseline
▲ 0.50% · 4.625%
HK$27,266
+HK$1,366/mo
Deposit HK$2.08M · loan HK$4.84M · min. income ≈ HK$51,800/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,399
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,282
−HK$898/mo
Today · 4.125%
HK$30,180
baseline
▲ 0.50% · 4.625%
HK$32,016
+HK$1,836/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,360/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,593
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,441
−HK$859/mo
Today · 4.125%
HK$33,300
baseline
▲ 0.50% · 4.625%
HK$35,056
+HK$1,756/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,600/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,571 · Scale 2, in force from 26 Feb 2026)