LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,772
−HK$9,894/mo
▼ 0.25% · 3.875%
HK$162,680
−HK$4,986/mo
Today · 4.125%
HK$167,666
baseline
▲ 0.50% · 4.625%
HK$177,868
+HK$10,202/mo
Deposit HK$34.60M · loan HK$34.60M · min. income ≈ HK$335,332/mo (50% DSR)
Upfront cash ≈ HK$37.54M (deposit + AVD stamp duty HK$2,940,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,520
−HK$9,483/mo
▼ 0.25% · 3.875%
HK$180,228
−HK$4,775/mo
Today · 4.125%
HK$185,003
baseline
▲ 0.50% · 4.625%
HK$194,755
+HK$9,752/mo
Deposit HK$34.60M · loan HK$34.60M · min. income ≈ HK$370,006/mo (50% DSR)
Upfront cash ≈ HK$37.54M (deposit + AVD stamp duty HK$2,940,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,327
−HK$11,872/mo
▼ 0.25% · 3.875%
HK$195,216
−HK$5,983/mo
Today · 4.125%
HK$201,199
baseline
▲ 0.50% · 4.625%
HK$213,442
+HK$12,243/mo
Deposit HK$27.68M · loan HK$41.51M · min. income ≈ HK$402,398/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$2,940,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,624
−HK$11,380/mo
▼ 0.25% · 3.875%
HK$216,273
−HK$5,731/mo
Today · 4.125%
HK$222,004
baseline
▲ 0.50% · 4.625%
HK$233,706
+HK$11,702/mo
Deposit HK$27.68M · loan HK$41.51M · min. income ≈ HK$444,008/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$2,940,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,881
−HK$13,852/mo
▼ 0.25% · 3.875%
HK$227,752
−HK$6,981/mo
Today · 4.125%
HK$234,733
baseline
▲ 0.50% · 4.625%
HK$249,015
+HK$14,282/mo
Deposit HK$20.76M · loan HK$48.43M · min. income ≈ HK$469,466/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,940,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,728
−HK$13,276/mo
▼ 0.25% · 3.875%
HK$252,319
−HK$6,685/mo
Today · 4.125%
HK$259,004
baseline
▲ 0.50% · 4.625%
HK$272,657
+HK$13,653/mo
Deposit HK$20.76M · loan HK$48.43M · min. income ≈ HK$518,008/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,940,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,990
−HK$17,809/mo
▼ 0.25% · 3.875%
HK$292,824
−HK$8,975/mo
Today · 4.125%
HK$301,799
baseline
▲ 0.50% · 4.625%
HK$320,163
+HK$18,364/mo
Deposit HK$6.92M · loan HK$62.27M · min. income ≈ HK$603,598/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,940,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,936
−HK$17,069/mo
▼ 0.25% · 3.875%
HK$324,410
−HK$8,595/mo
Today · 4.125%
HK$333,005
baseline
▲ 0.50% · 4.625%
HK$350,559
+HK$17,554/mo
Deposit HK$6.92M · loan HK$62.27M · min. income ≈ HK$666,010/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,940,603 · Scale 2, in force from 26 Feb 2026)