LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,783
−HK$9,894/mo
▼ 0.25% · 3.875%
HK$162,691
−HK$4,986/mo
Today · 4.125%
HK$167,677
baseline
▲ 0.50% · 4.625%
HK$177,880
+HK$10,203/mo
Deposit HK$34.60M · loan HK$34.60M · min. income ≈ HK$335,354/mo (50% DSR)
Upfront cash ≈ HK$37.54M (deposit + AVD stamp duty HK$2,940,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,532
−HK$9,483/mo
▼ 0.25% · 3.875%
HK$180,240
−HK$4,775/mo
Today · 4.125%
HK$185,015
baseline
▲ 0.50% · 4.625%
HK$194,768
+HK$9,753/mo
Deposit HK$34.60M · loan HK$34.60M · min. income ≈ HK$370,030/mo (50% DSR)
Upfront cash ≈ HK$37.54M (deposit + AVD stamp duty HK$2,940,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,339
−HK$11,874/mo
▼ 0.25% · 3.875%
HK$195,229
−HK$5,984/mo
Today · 4.125%
HK$201,213
baseline
▲ 0.50% · 4.625%
HK$213,456
+HK$12,243/mo
Deposit HK$27.68M · loan HK$41.52M · min. income ≈ HK$402,426/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$2,940,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,638
−HK$11,380/mo
▼ 0.25% · 3.875%
HK$216,287
−HK$5,731/mo
Today · 4.125%
HK$222,018
baseline
▲ 0.50% · 4.625%
HK$233,721
+HK$11,703/mo
Deposit HK$27.68M · loan HK$41.52M · min. income ≈ HK$444,036/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$2,940,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,896
−HK$13,852/mo
▼ 0.25% · 3.875%
HK$227,767
−HK$6,981/mo
Today · 4.125%
HK$234,748
baseline
▲ 0.50% · 4.625%
HK$249,032
+HK$14,284/mo
Deposit HK$20.76M · loan HK$48.44M · min. income ≈ HK$469,496/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,940,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,745
−HK$13,276/mo
▼ 0.25% · 3.875%
HK$252,335
−HK$6,686/mo
Today · 4.125%
HK$259,021
baseline
▲ 0.50% · 4.625%
HK$272,675
+HK$13,654/mo
Deposit HK$20.76M · loan HK$48.44M · min. income ≈ HK$518,042/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,940,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,009
−HK$17,810/mo
▼ 0.25% · 3.875%
HK$292,843
−HK$8,976/mo
Today · 4.125%
HK$301,819
baseline
▲ 0.50% · 4.625%
HK$320,184
+HK$18,365/mo
Deposit HK$6.92M · loan HK$62.28M · min. income ≈ HK$603,638/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,940,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,957
−HK$17,070/mo
▼ 0.25% · 3.875%
HK$324,431
−HK$8,596/mo
Today · 4.125%
HK$333,027
baseline
▲ 0.50% · 4.625%
HK$350,582
+HK$17,555/mo
Deposit HK$6.92M · loan HK$62.28M · min. income ≈ HK$666,054/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,940,797 · Scale 2, in force from 26 Feb 2026)