LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,808
−HK$9,896/mo
▼ 0.25% · 3.875%
HK$162,716
−HK$4,988/mo
Today · 4.125%
HK$167,704
baseline
▲ 0.50% · 4.625%
HK$177,908
+HK$10,204/mo
Deposit HK$34.60M · loan HK$34.60M · min. income ≈ HK$335,408/mo (50% DSR)
Upfront cash ≈ HK$37.54M (deposit + AVD stamp duty HK$2,941,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,560
−HK$9,484/mo
▼ 0.25% · 3.875%
HK$180,268
−HK$4,776/mo
Today · 4.125%
HK$185,044
baseline
▲ 0.50% · 4.625%
HK$194,798
+HK$9,754/mo
Deposit HK$34.60M · loan HK$34.60M · min. income ≈ HK$370,088/mo (50% DSR)
Upfront cash ≈ HK$37.54M (deposit + AVD stamp duty HK$2,941,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,369
−HK$11,875/mo
▼ 0.25% · 3.875%
HK$195,260
−HK$5,984/mo
Today · 4.125%
HK$201,244
baseline
▲ 0.50% · 4.625%
HK$213,490
+HK$12,246/mo
Deposit HK$27.68M · loan HK$41.52M · min. income ≈ HK$402,488/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$2,941,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,671
−HK$11,382/mo
▼ 0.25% · 3.875%
HK$216,322
−HK$5,731/mo
Today · 4.125%
HK$222,053
baseline
▲ 0.50% · 4.625%
HK$233,758
+HK$11,705/mo
Deposit HK$27.68M · loan HK$41.52M · min. income ≈ HK$444,106/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$2,941,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,931
−HK$13,854/mo
▼ 0.25% · 3.875%
HK$227,803
−HK$6,982/mo
Today · 4.125%
HK$234,785
baseline
▲ 0.50% · 4.625%
HK$249,071
+HK$14,286/mo
Deposit HK$20.76M · loan HK$48.44M · min. income ≈ HK$469,570/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,941,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,783
−HK$13,279/mo
▼ 0.25% · 3.875%
HK$252,375
−HK$6,687/mo
Today · 4.125%
HK$259,062
baseline
▲ 0.50% · 4.625%
HK$272,718
+HK$13,656/mo
Deposit HK$20.76M · loan HK$48.44M · min. income ≈ HK$518,124/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$2,941,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,054
−HK$17,813/mo
▼ 0.25% · 3.875%
HK$292,890
−HK$8,977/mo
Today · 4.125%
HK$301,867
baseline
▲ 0.50% · 4.625%
HK$320,235
+HK$18,368/mo
Deposit HK$6.92M · loan HK$62.29M · min. income ≈ HK$603,734/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,941,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,007
−HK$17,073/mo
▼ 0.25% · 3.875%
HK$324,482
−HK$8,598/mo
Today · 4.125%
HK$333,080
baseline
▲ 0.50% · 4.625%
HK$350,637
+HK$17,557/mo
Deposit HK$6.92M · loan HK$62.29M · min. income ≈ HK$666,160/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,941,262 · Scale 2, in force from 26 Feb 2026)