LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,849
−HK$9,899/mo
▼ 0.25% · 3.875%
HK$162,759
−HK$4,989/mo
Today · 4.125%
HK$167,748
baseline
▲ 0.50% · 4.625%
HK$177,955
+HK$10,207/mo
Deposit HK$34.61M · loan HK$34.61M · min. income ≈ HK$335,496/mo (50% DSR)
Upfront cash ≈ HK$37.55M (deposit + AVD stamp duty HK$2,942,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,606
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$180,316
−HK$4,777/mo
Today · 4.125%
HK$185,093
baseline
▲ 0.50% · 4.625%
HK$194,850
+HK$9,757/mo
Deposit HK$34.61M · loan HK$34.61M · min. income ≈ HK$370,186/mo (50% DSR)
Upfront cash ≈ HK$37.55M (deposit + AVD stamp duty HK$2,942,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,419
−HK$11,879/mo
▼ 0.25% · 3.875%
HK$195,311
−HK$5,987/mo
Today · 4.125%
HK$201,298
baseline
▲ 0.50% · 4.625%
HK$213,546
+HK$12,248/mo
Deposit HK$27.69M · loan HK$41.53M · min. income ≈ HK$402,596/mo (50% DSR)
Upfront cash ≈ HK$30.63M (deposit + AVD stamp duty HK$2,942,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,727
−HK$11,385/mo
▼ 0.25% · 3.875%
HK$216,379
−HK$5,733/mo
Today · 4.125%
HK$222,112
baseline
▲ 0.50% · 4.625%
HK$233,820
+HK$11,708/mo
Deposit HK$27.69M · loan HK$41.53M · min. income ≈ HK$444,224/mo (50% DSR)
Upfront cash ≈ HK$30.63M (deposit + AVD stamp duty HK$2,942,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,989
−HK$13,858/mo
▼ 0.25% · 3.875%
HK$227,863
−HK$6,984/mo
Today · 4.125%
HK$234,847
baseline
▲ 0.50% · 4.625%
HK$249,137
+HK$14,290/mo
Deposit HK$20.77M · loan HK$48.46M · min. income ≈ HK$469,694/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,942,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,848
−HK$13,283/mo
▼ 0.25% · 3.875%
HK$252,442
−HK$6,689/mo
Today · 4.125%
HK$259,131
baseline
▲ 0.50% · 4.625%
HK$272,790
+HK$13,659/mo
Deposit HK$20.77M · loan HK$48.46M · min. income ≈ HK$518,262/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,942,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,129
−HK$17,817/mo
▼ 0.25% · 3.875%
HK$292,967
−HK$8,979/mo
Today · 4.125%
HK$301,946
baseline
▲ 0.50% · 4.625%
HK$320,319
+HK$18,373/mo
Deposit HK$6.92M · loan HK$62.30M · min. income ≈ HK$603,892/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,942,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,091
−HK$17,077/mo
▼ 0.25% · 3.875%
HK$324,568
−HK$8,600/mo
Today · 4.125%
HK$333,168
baseline
▲ 0.50% · 4.625%
HK$350,730
+HK$17,562/mo
Deposit HK$6.92M · loan HK$62.30M · min. income ≈ HK$666,336/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$2,942,038 · Scale 2, in force from 26 Feb 2026)