LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,871
−HK$9,900/mo
▼ 0.25% · 3.875%
HK$162,782
−HK$4,989/mo
Today · 4.125%
HK$167,771
baseline
▲ 0.50% · 4.625%
HK$177,980
+HK$10,209/mo
Deposit HK$34.62M · loan HK$34.62M · min. income ≈ HK$335,542/mo (50% DSR)
Upfront cash ≈ HK$37.56M (deposit + AVD stamp duty HK$2,942,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,630
−HK$9,489/mo
▼ 0.25% · 3.875%
HK$180,341
−HK$4,778/mo
Today · 4.125%
HK$185,119
baseline
▲ 0.50% · 4.625%
HK$194,877
+HK$9,758/mo
Deposit HK$34.62M · loan HK$34.62M · min. income ≈ HK$370,238/mo (50% DSR)
Upfront cash ≈ HK$37.56M (deposit + AVD stamp duty HK$2,942,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,446
−HK$11,880/mo
▼ 0.25% · 3.875%
HK$195,339
−HK$5,987/mo
Today · 4.125%
HK$201,326
baseline
▲ 0.50% · 4.625%
HK$213,576
+HK$12,250/mo
Deposit HK$27.69M · loan HK$41.54M · min. income ≈ HK$402,652/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,942,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,757
−HK$11,386/mo
▼ 0.25% · 3.875%
HK$216,409
−HK$5,734/mo
Today · 4.125%
HK$222,143
baseline
▲ 0.50% · 4.625%
HK$233,853
+HK$11,710/mo
Deposit HK$27.69M · loan HK$41.54M · min. income ≈ HK$444,286/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,942,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,020
−HK$13,860/mo
▼ 0.25% · 3.875%
HK$227,895
−HK$6,985/mo
Today · 4.125%
HK$234,880
baseline
▲ 0.50% · 4.625%
HK$249,172
+HK$14,292/mo
Deposit HK$20.77M · loan HK$48.46M · min. income ≈ HK$469,760/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,942,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,883
−HK$13,284/mo
▼ 0.25% · 3.875%
HK$252,477
−HK$6,690/mo
Today · 4.125%
HK$259,167
baseline
▲ 0.50% · 4.625%
HK$272,828
+HK$13,661/mo
Deposit HK$20.77M · loan HK$48.46M · min. income ≈ HK$518,334/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,942,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,169
−HK$17,820/mo
▼ 0.25% · 3.875%
HK$293,008
−HK$8,981/mo
Today · 4.125%
HK$301,989
baseline
▲ 0.50% · 4.625%
HK$320,364
+HK$18,375/mo
Deposit HK$6.92M · loan HK$62.31M · min. income ≈ HK$603,978/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,942,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,135
−HK$17,080/mo
▼ 0.25% · 3.875%
HK$324,613
−HK$8,602/mo
Today · 4.125%
HK$333,215
baseline
▲ 0.50% · 4.625%
HK$350,779
+HK$17,564/mo
Deposit HK$6.92M · loan HK$62.31M · min. income ≈ HK$666,430/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,942,449 · Scale 2, in force from 26 Feb 2026)