LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,886
−HK$9,900/mo
▼ 0.25% · 3.875%
HK$162,797
−HK$4,989/mo
Today · 4.125%
HK$167,786
baseline
▲ 0.50% · 4.625%
HK$177,996
+HK$10,210/mo
Deposit HK$34.62M · loan HK$34.62M · min. income ≈ HK$335,572/mo (50% DSR)
Upfront cash ≈ HK$37.56M (deposit + AVD stamp duty HK$2,942,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,646
−HK$9,490/mo
▼ 0.25% · 3.875%
HK$180,357
−HK$4,779/mo
Today · 4.125%
HK$185,136
baseline
▲ 0.50% · 4.625%
HK$194,895
+HK$9,759/mo
Deposit HK$34.62M · loan HK$34.62M · min. income ≈ HK$370,272/mo (50% DSR)
Upfront cash ≈ HK$37.56M (deposit + AVD stamp duty HK$2,942,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,463
−HK$11,881/mo
▼ 0.25% · 3.875%
HK$195,356
−HK$5,988/mo
Today · 4.125%
HK$201,344
baseline
▲ 0.50% · 4.625%
HK$213,595
+HK$12,251/mo
Deposit HK$27.70M · loan HK$41.54M · min. income ≈ HK$402,688/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,942,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,775
−HK$11,388/mo
▼ 0.25% · 3.875%
HK$216,428
−HK$5,735/mo
Today · 4.125%
HK$222,163
baseline
▲ 0.50% · 4.625%
HK$233,873
+HK$11,710/mo
Deposit HK$27.70M · loan HK$41.54M · min. income ≈ HK$444,326/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,942,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,040
−HK$13,861/mo
▼ 0.25% · 3.875%
HK$227,915
−HK$6,986/mo
Today · 4.125%
HK$234,901
baseline
▲ 0.50% · 4.625%
HK$249,194
+HK$14,293/mo
Deposit HK$20.77M · loan HK$48.47M · min. income ≈ HK$469,802/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,942,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,905
−HK$13,285/mo
▼ 0.25% · 3.875%
HK$252,500
−HK$6,690/mo
Today · 4.125%
HK$259,190
baseline
▲ 0.50% · 4.625%
HK$272,852
+HK$13,662/mo
Deposit HK$20.77M · loan HK$48.47M · min. income ≈ HK$518,380/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$2,942,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,194
−HK$17,822/mo
▼ 0.25% · 3.875%
HK$293,034
−HK$8,982/mo
Today · 4.125%
HK$302,016
baseline
▲ 0.50% · 4.625%
HK$320,392
+HK$18,376/mo
Deposit HK$6.92M · loan HK$62.32M · min. income ≈ HK$604,032/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,942,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,163
−HK$17,081/mo
▼ 0.25% · 3.875%
HK$324,642
−HK$8,602/mo
Today · 4.125%
HK$333,244
baseline
▲ 0.50% · 4.625%
HK$350,810
+HK$17,566/mo
Deposit HK$6.92M · loan HK$62.32M · min. income ≈ HK$666,488/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,942,712 · Scale 2, in force from 26 Feb 2026)