LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,789
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,280
−HK$499/mo
Today · 4.125%
HK$16,779
baseline
▲ 0.50% · 4.625%
HK$17,800
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,558/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,565
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,037
−HK$477/mo
Today · 4.125%
HK$18,514
baseline
▲ 0.50% · 4.625%
HK$19,490
+HK$976/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,028/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,947
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,537
−HK$598/mo
Today · 4.125%
HK$20,135
baseline
▲ 0.50% · 4.625%
HK$21,360
+HK$1,225/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,270/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,079
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,644
−HK$573/mo
Today · 4.125%
HK$22,217
baseline
▲ 0.50% · 4.625%
HK$23,388
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,434/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,105
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,793
−HK$698/mo
Today · 4.125%
HK$23,491
baseline
▲ 0.50% · 4.625%
HK$24,921
+HK$1,430/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$46,982/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,592
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,251
−HK$669/mo
Today · 4.125%
HK$25,920
baseline
▲ 0.50% · 4.625%
HK$27,286
+HK$1,366/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,840/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,421
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,305
−HK$898/mo
Today · 4.125%
HK$30,203
baseline
▲ 0.50% · 4.625%
HK$32,041
+HK$1,838/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,406/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,618
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,466
−HK$860/mo
Today · 4.125%
HK$33,326
baseline
▲ 0.50% · 4.625%
HK$35,083
+HK$1,757/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,652/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,731 · Scale 2, in force from 26 Feb 2026)