LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,907
−HK$9,902/mo
▼ 0.25% · 3.875%
HK$162,819
−HK$4,990/mo
Today · 4.125%
HK$167,809
baseline
▲ 0.50% · 4.625%
HK$178,020
+HK$10,211/mo
Deposit HK$34.62M · loan HK$34.62M · min. income ≈ HK$335,618/mo (50% DSR)
Upfront cash ≈ HK$37.57M (deposit + AVD stamp duty HK$2,943,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,670
−HK$9,491/mo
▼ 0.25% · 3.875%
HK$180,382
−HK$4,779/mo
Today · 4.125%
HK$185,161
baseline
▲ 0.50% · 4.625%
HK$194,921
+HK$9,760/mo
Deposit HK$34.62M · loan HK$34.62M · min. income ≈ HK$370,322/mo (50% DSR)
Upfront cash ≈ HK$37.57M (deposit + AVD stamp duty HK$2,943,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,489
−HK$11,882/mo
▼ 0.25% · 3.875%
HK$195,383
−HK$5,988/mo
Today · 4.125%
HK$201,371
baseline
▲ 0.50% · 4.625%
HK$213,624
+HK$12,253/mo
Deposit HK$27.70M · loan HK$41.55M · min. income ≈ HK$402,742/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,943,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,804
−HK$11,389/mo
▼ 0.25% · 3.875%
HK$216,458
−HK$5,735/mo
Today · 4.125%
HK$222,193
baseline
▲ 0.50% · 4.625%
HK$233,906
+HK$11,713/mo
Deposit HK$27.70M · loan HK$41.55M · min. income ≈ HK$444,386/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,943,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,070
−HK$13,863/mo
▼ 0.25% · 3.875%
HK$227,947
−HK$6,986/mo
Today · 4.125%
HK$234,933
baseline
▲ 0.50% · 4.625%
HK$249,228
+HK$14,295/mo
Deposit HK$20.77M · loan HK$48.47M · min. income ≈ HK$469,866/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$2,943,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,938
−HK$13,288/mo
▼ 0.25% · 3.875%
HK$252,534
−HK$6,692/mo
Today · 4.125%
HK$259,226
baseline
▲ 0.50% · 4.625%
HK$272,890
+HK$13,664/mo
Deposit HK$20.77M · loan HK$48.47M · min. income ≈ HK$518,452/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$2,943,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,233
−HK$17,824/mo
▼ 0.25% · 3.875%
HK$293,074
−HK$8,983/mo
Today · 4.125%
HK$302,057
baseline
▲ 0.50% · 4.625%
HK$320,436
+HK$18,379/mo
Deposit HK$6.92M · loan HK$62.32M · min. income ≈ HK$604,114/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,943,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,206
−HK$17,084/mo
▼ 0.25% · 3.875%
HK$324,687
−HK$8,603/mo
Today · 4.125%
HK$333,290
baseline
▲ 0.50% · 4.625%
HK$350,858
+HK$17,568/mo
Deposit HK$6.92M · loan HK$62.32M · min. income ≈ HK$666,580/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,943,117 · Scale 2, in force from 26 Feb 2026)