LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,920
−HK$9,903/mo
▼ 0.25% · 3.875%
HK$162,832
−HK$4,991/mo
Today · 4.125%
HK$167,823
baseline
▲ 0.50% · 4.625%
HK$178,035
+HK$10,212/mo
Deposit HK$34.63M · loan HK$34.63M · min. income ≈ HK$335,646/mo (50% DSR)
Upfront cash ≈ HK$37.57M (deposit + AVD stamp duty HK$2,943,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,684
−HK$9,492/mo
▼ 0.25% · 3.875%
HK$180,396
−HK$4,780/mo
Today · 4.125%
HK$185,176
baseline
▲ 0.50% · 4.625%
HK$194,937
+HK$9,761/mo
Deposit HK$34.63M · loan HK$34.63M · min. income ≈ HK$370,352/mo (50% DSR)
Upfront cash ≈ HK$37.57M (deposit + AVD stamp duty HK$2,943,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,504
−HK$11,884/mo
▼ 0.25% · 3.875%
HK$195,399
−HK$5,989/mo
Today · 4.125%
HK$201,388
baseline
▲ 0.50% · 4.625%
HK$213,642
+HK$12,254/mo
Deposit HK$27.70M · loan HK$41.55M · min. income ≈ HK$402,776/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,943,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,821
−HK$11,390/mo
▼ 0.25% · 3.875%
HK$216,475
−HK$5,736/mo
Today · 4.125%
HK$222,211
baseline
▲ 0.50% · 4.625%
HK$233,924
+HK$11,713/mo
Deposit HK$27.70M · loan HK$41.55M · min. income ≈ HK$444,422/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,943,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,088
−HK$13,864/mo
▼ 0.25% · 3.875%
HK$227,965
−HK$6,987/mo
Today · 4.125%
HK$234,952
baseline
▲ 0.50% · 4.625%
HK$249,248
+HK$14,296/mo
Deposit HK$20.78M · loan HK$48.48M · min. income ≈ HK$469,904/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$2,943,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,958
−HK$13,289/mo
▼ 0.25% · 3.875%
HK$252,555
−HK$6,692/mo
Today · 4.125%
HK$259,247
baseline
▲ 0.50% · 4.625%
HK$272,912
+HK$13,665/mo
Deposit HK$20.78M · loan HK$48.48M · min. income ≈ HK$518,494/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$2,943,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,256
−HK$17,825/mo
▼ 0.25% · 3.875%
HK$293,098
−HK$8,983/mo
Today · 4.125%
HK$302,081
baseline
▲ 0.50% · 4.625%
HK$320,462
+HK$18,381/mo
Deposit HK$6.93M · loan HK$62.33M · min. income ≈ HK$604,162/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,943,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,232
−HK$17,085/mo
▼ 0.25% · 3.875%
HK$324,713
−HK$8,604/mo
Today · 4.125%
HK$333,317
baseline
▲ 0.50% · 4.625%
HK$350,887
+HK$17,570/mo
Deposit HK$6.93M · loan HK$62.33M · min. income ≈ HK$666,634/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,943,354 · Scale 2, in force from 26 Feb 2026)