LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,922
−HK$9,903/mo
▼ 0.25% · 3.875%
HK$162,835
−HK$4,990/mo
Today · 4.125%
HK$167,825
baseline
▲ 0.50% · 4.625%
HK$178,037
+HK$10,212/mo
Deposit HK$34.63M · loan HK$34.63M · min. income ≈ HK$335,650/mo (50% DSR)
Upfront cash ≈ HK$37.57M (deposit + AVD stamp duty HK$2,943,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,687
−HK$9,492/mo
▼ 0.25% · 3.875%
HK$180,399
−HK$4,780/mo
Today · 4.125%
HK$185,179
baseline
▲ 0.50% · 4.625%
HK$194,940
+HK$9,761/mo
Deposit HK$34.63M · loan HK$34.63M · min. income ≈ HK$370,358/mo (50% DSR)
Upfront cash ≈ HK$37.57M (deposit + AVD stamp duty HK$2,943,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,507
−HK$11,884/mo
▼ 0.25% · 3.875%
HK$195,402
−HK$5,989/mo
Today · 4.125%
HK$201,391
baseline
▲ 0.50% · 4.625%
HK$213,645
+HK$12,254/mo
Deposit HK$27.70M · loan HK$41.55M · min. income ≈ HK$402,782/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,943,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,824
−HK$11,391/mo
▼ 0.25% · 3.875%
HK$216,479
−HK$5,736/mo
Today · 4.125%
HK$222,215
baseline
▲ 0.50% · 4.625%
HK$233,928
+HK$11,713/mo
Deposit HK$27.70M · loan HK$41.55M · min. income ≈ HK$444,430/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,943,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,091
−HK$13,865/mo
▼ 0.25% · 3.875%
HK$227,968
−HK$6,988/mo
Today · 4.125%
HK$234,956
baseline
▲ 0.50% · 4.625%
HK$249,252
+HK$14,296/mo
Deposit HK$20.78M · loan HK$48.48M · min. income ≈ HK$469,912/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$2,943,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,962
−HK$13,288/mo
▼ 0.25% · 3.875%
HK$252,558
−HK$6,692/mo
Today · 4.125%
HK$259,250
baseline
▲ 0.50% · 4.625%
HK$272,916
+HK$13,666/mo
Deposit HK$20.78M · loan HK$48.48M · min. income ≈ HK$518,500/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$2,943,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,260
−HK$17,826/mo
▼ 0.25% · 3.875%
HK$293,102
−HK$8,984/mo
Today · 4.125%
HK$302,086
baseline
▲ 0.50% · 4.625%
HK$320,467
+HK$18,381/mo
Deposit HK$6.93M · loan HK$62.33M · min. income ≈ HK$604,172/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,943,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,237
−HK$17,085/mo
▼ 0.25% · 3.875%
HK$324,718
−HK$8,604/mo
Today · 4.125%
HK$333,322
baseline
▲ 0.50% · 4.625%
HK$350,892
+HK$17,570/mo
Deposit HK$6.93M · loan HK$62.33M · min. income ≈ HK$666,644/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,943,397 · Scale 2, in force from 26 Feb 2026)