LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,796
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,287
−HK$500/mo
Today · 4.125%
HK$16,787
baseline
▲ 0.50% · 4.625%
HK$17,808
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,574/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,573
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,044
−HK$478/mo
Today · 4.125%
HK$18,522
baseline
▲ 0.50% · 4.625%
HK$19,499
+HK$977/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,044/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,955
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,545
−HK$599/mo
Today · 4.125%
HK$20,144
baseline
▲ 0.50% · 4.625%
HK$21,370
+HK$1,226/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$40,288/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,087
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,653
−HK$574/mo
Today · 4.125%
HK$22,227
baseline
▲ 0.50% · 4.625%
HK$23,398
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$44,454/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,114
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,802
−HK$699/mo
Today · 4.125%
HK$23,501
baseline
▲ 0.50% · 4.625%
HK$24,931
+HK$1,430/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$47,002/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,602
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,262
−HK$669/mo
Today · 4.125%
HK$25,931
baseline
▲ 0.50% · 4.625%
HK$27,298
+HK$1,367/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,862/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,433
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,317
−HK$899/mo
Today · 4.125%
HK$30,216
baseline
▲ 0.50% · 4.625%
HK$32,054
+HK$1,838/mo
Deposit HK$693K · loan HK$6.23M · min. income ≈ HK$60,432/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,631
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,479
−HK$861/mo
Today · 4.125%
HK$33,340
baseline
▲ 0.50% · 4.625%
HK$35,097
+HK$1,757/mo
Deposit HK$693K · loan HK$6.23M · min. income ≈ HK$66,680/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,819 · Scale 2, in force from 26 Feb 2026)