LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,970
−HK$9,906/mo
▼ 0.25% · 3.875%
HK$162,884
−HK$4,992/mo
Today · 4.125%
HK$167,876
baseline
▲ 0.50% · 4.625%
HK$178,091
+HK$10,215/mo
Deposit HK$34.64M · loan HK$34.64M · min. income ≈ HK$335,752/mo (50% DSR)
Upfront cash ≈ HK$37.58M (deposit + AVD stamp duty HK$2,944,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,740
−HK$9,495/mo
▼ 0.25% · 3.875%
HK$180,453
−HK$4,782/mo
Today · 4.125%
HK$185,235
baseline
▲ 0.50% · 4.625%
HK$194,999
+HK$9,764/mo
Deposit HK$34.64M · loan HK$34.64M · min. income ≈ HK$370,470/mo (50% DSR)
Upfront cash ≈ HK$37.58M (deposit + AVD stamp duty HK$2,944,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,564
−HK$11,887/mo
▼ 0.25% · 3.875%
HK$195,460
−HK$5,991/mo
Today · 4.125%
HK$201,451
baseline
▲ 0.50% · 4.625%
HK$213,709
+HK$12,258/mo
Deposit HK$27.71M · loan HK$41.57M · min. income ≈ HK$402,902/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,944,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,888
−HK$11,393/mo
▼ 0.25% · 3.875%
HK$216,544
−HK$5,737/mo
Today · 4.125%
HK$222,281
baseline
▲ 0.50% · 4.625%
HK$233,998
+HK$11,717/mo
Deposit HK$27.71M · loan HK$41.57M · min. income ≈ HK$444,562/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,944,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,158
−HK$13,868/mo
▼ 0.25% · 3.875%
HK$228,037
−HK$6,989/mo
Today · 4.125%
HK$235,026
baseline
▲ 0.50% · 4.625%
HK$249,327
+HK$14,301/mo
Deposit HK$20.78M · loan HK$48.49M · min. income ≈ HK$470,052/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$2,944,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,036
−HK$13,292/mo
▼ 0.25% · 3.875%
HK$252,634
−HK$6,694/mo
Today · 4.125%
HK$259,328
baseline
▲ 0.50% · 4.625%
HK$272,998
+HK$13,670/mo
Deposit HK$20.78M · loan HK$48.49M · min. income ≈ HK$518,656/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$2,944,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,346
−HK$17,831/mo
▼ 0.25% · 3.875%
HK$293,191
−HK$8,986/mo
Today · 4.125%
HK$302,177
baseline
▲ 0.50% · 4.625%
HK$320,563
+HK$18,386/mo
Deposit HK$6.93M · loan HK$62.35M · min. income ≈ HK$604,354/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,944,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,332
−HK$17,090/mo
▼ 0.25% · 3.875%
HK$324,816
−HK$8,606/mo
Today · 4.125%
HK$333,422
baseline
▲ 0.50% · 4.625%
HK$350,997
+HK$17,575/mo
Deposit HK$6.93M · loan HK$62.35M · min. income ≈ HK$666,844/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,944,283 · Scale 2, in force from 26 Feb 2026)