LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,978
−HK$9,907/mo
▼ 0.25% · 3.875%
HK$162,892
−HK$4,993/mo
Today · 4.125%
HK$167,885
baseline
▲ 0.50% · 4.625%
HK$178,100
+HK$10,215/mo
Deposit HK$34.64M · loan HK$34.64M · min. income ≈ HK$335,770/mo (50% DSR)
Upfront cash ≈ HK$37.58M (deposit + AVD stamp duty HK$2,944,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,749
−HK$9,496/mo
▼ 0.25% · 3.875%
HK$180,463
−HK$4,782/mo
Today · 4.125%
HK$185,245
baseline
▲ 0.50% · 4.625%
HK$195,009
+HK$9,764/mo
Deposit HK$34.64M · loan HK$34.64M · min. income ≈ HK$370,490/mo (50% DSR)
Upfront cash ≈ HK$37.58M (deposit + AVD stamp duty HK$2,944,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,574
−HK$11,888/mo
▼ 0.25% · 3.875%
HK$195,471
−HK$5,991/mo
Today · 4.125%
HK$201,462
baseline
▲ 0.50% · 4.625%
HK$213,721
+HK$12,259/mo
Deposit HK$27.71M · loan HK$41.57M · min. income ≈ HK$402,924/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,944,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,899
−HK$11,394/mo
▼ 0.25% · 3.875%
HK$216,555
−HK$5,738/mo
Today · 4.125%
HK$222,293
baseline
▲ 0.50% · 4.625%
HK$234,011
+HK$11,718/mo
Deposit HK$27.71M · loan HK$41.57M · min. income ≈ HK$444,586/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,944,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,170
−HK$13,869/mo
▼ 0.25% · 3.875%
HK$228,049
−HK$6,990/mo
Today · 4.125%
HK$235,039
baseline
▲ 0.50% · 4.625%
HK$249,341
+HK$14,302/mo
Deposit HK$20.78M · loan HK$48.50M · min. income ≈ HK$470,078/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$2,944,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,049
−HK$13,293/mo
▼ 0.25% · 3.875%
HK$252,648
−HK$6,694/mo
Today · 4.125%
HK$259,342
baseline
▲ 0.50% · 4.625%
HK$273,013
+HK$13,671/mo
Deposit HK$20.78M · loan HK$48.50M · min. income ≈ HK$518,684/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$2,944,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,361
−HK$17,832/mo
▼ 0.25% · 3.875%
HK$293,206
−HK$8,987/mo
Today · 4.125%
HK$302,193
baseline
▲ 0.50% · 4.625%
HK$320,581
+HK$18,388/mo
Deposit HK$6.93M · loan HK$62.35M · min. income ≈ HK$604,386/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,944,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,349
−HK$17,091/mo
▼ 0.25% · 3.875%
HK$324,833
−HK$8,607/mo
Today · 4.125%
HK$333,440
baseline
▲ 0.50% · 4.625%
HK$351,016
+HK$17,576/mo
Deposit HK$6.93M · loan HK$62.35M · min. income ≈ HK$666,880/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,944,442 · Scale 2, in force from 26 Feb 2026)