LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,993
−HK$9,907/mo
▼ 0.25% · 3.875%
HK$162,907
−HK$4,993/mo
Today · 4.125%
HK$167,900
baseline
▲ 0.50% · 4.625%
HK$178,116
+HK$10,216/mo
Deposit HK$34.64M · loan HK$34.64M · min. income ≈ HK$335,800/mo (50% DSR)
Upfront cash ≈ HK$37.59M (deposit + AVD stamp duty HK$2,944,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,765
−HK$9,496/mo
▼ 0.25% · 3.875%
HK$180,479
−HK$4,782/mo
Today · 4.125%
HK$185,261
baseline
▲ 0.50% · 4.625%
HK$195,027
+HK$9,766/mo
Deposit HK$34.64M · loan HK$34.64M · min. income ≈ HK$370,522/mo (50% DSR)
Upfront cash ≈ HK$37.59M (deposit + AVD stamp duty HK$2,944,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,591
−HK$11,889/mo
▼ 0.25% · 3.875%
HK$195,488
−HK$5,992/mo
Today · 4.125%
HK$201,480
baseline
▲ 0.50% · 4.625%
HK$213,740
+HK$12,260/mo
Deposit HK$27.71M · loan HK$41.57M · min. income ≈ HK$402,960/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,944,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,918
−HK$11,395/mo
▼ 0.25% · 3.875%
HK$216,575
−HK$5,738/mo
Today · 4.125%
HK$222,313
baseline
▲ 0.50% · 4.625%
HK$234,032
+HK$11,719/mo
Deposit HK$27.71M · loan HK$41.57M · min. income ≈ HK$444,626/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,944,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,190
−HK$13,870/mo
▼ 0.25% · 3.875%
HK$228,070
−HK$6,990/mo
Today · 4.125%
HK$235,060
baseline
▲ 0.50% · 4.625%
HK$249,363
+HK$14,303/mo
Deposit HK$20.79M · loan HK$48.50M · min. income ≈ HK$470,120/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$2,944,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,071
−HK$13,295/mo
▼ 0.25% · 3.875%
HK$252,671
−HK$6,695/mo
Today · 4.125%
HK$259,366
baseline
▲ 0.50% · 4.625%
HK$273,037
+HK$13,671/mo
Deposit HK$20.79M · loan HK$48.50M · min. income ≈ HK$518,732/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$2,944,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,387
−HK$17,833/mo
▼ 0.25% · 3.875%
HK$293,233
−HK$8,987/mo
Today · 4.125%
HK$302,220
baseline
▲ 0.50% · 4.625%
HK$320,610
+HK$18,390/mo
Deposit HK$6.93M · loan HK$62.36M · min. income ≈ HK$604,440/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,944,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,377
−HK$17,093/mo
▼ 0.25% · 3.875%
HK$324,862
−HK$8,608/mo
Today · 4.125%
HK$333,470
baseline
▲ 0.50% · 4.625%
HK$351,048
+HK$17,578/mo
Deposit HK$6.93M · loan HK$62.36M · min. income ≈ HK$666,940/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$2,944,706 · Scale 2, in force from 26 Feb 2026)