LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,800
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,291
−HK$500/mo
Today · 4.125%
HK$16,791
baseline
▲ 0.50% · 4.625%
HK$17,812
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,582/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,577
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,049
−HK$478/mo
Today · 4.125%
HK$18,527
baseline
▲ 0.50% · 4.625%
HK$19,504
+HK$977/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,054/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,960
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,550
−HK$599/mo
Today · 4.125%
HK$20,149
baseline
▲ 0.50% · 4.625%
HK$21,375
+HK$1,226/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$40,298/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,093
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,658
−HK$574/mo
Today · 4.125%
HK$22,232
baseline
▲ 0.50% · 4.625%
HK$23,404
+HK$1,172/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$44,464/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,120
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,808
−HK$699/mo
Today · 4.125%
HK$23,507
baseline
▲ 0.50% · 4.625%
HK$24,937
+HK$1,430/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$47,014/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,608
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,268
−HK$670/mo
Today · 4.125%
HK$25,938
baseline
▲ 0.50% · 4.625%
HK$27,305
+HK$1,367/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,876/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,440
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,325
−HK$898/mo
Today · 4.125%
HK$30,223
baseline
▲ 0.50% · 4.625%
HK$32,062
+HK$1,839/mo
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$60,446/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,639
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,488
−HK$861/mo
Today · 4.125%
HK$33,349
baseline
▲ 0.50% · 4.625%
HK$35,106
+HK$1,757/mo
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$66,698/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,871 · Scale 2, in force from 26 Feb 2026)