LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,801
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,292
−HK$500/mo
Today · 4.125%
HK$16,792
baseline
▲ 0.50% · 4.625%
HK$17,813
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,584/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,578
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,050
−HK$478/mo
Today · 4.125%
HK$18,528
baseline
▲ 0.50% · 4.625%
HK$19,505
+HK$977/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,056/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,961
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,551
−HK$599/mo
Today · 4.125%
HK$20,150
baseline
▲ 0.50% · 4.625%
HK$21,376
+HK$1,226/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$40,300/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,094
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,660
−HK$574/mo
Today · 4.125%
HK$22,234
baseline
▲ 0.50% · 4.625%
HK$23,406
+HK$1,172/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$44,468/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,121
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,809
−HK$699/mo
Today · 4.125%
HK$23,508
baseline
▲ 0.50% · 4.625%
HK$24,939
+HK$1,431/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$47,016/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,610
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,270
−HK$669/mo
Today · 4.125%
HK$25,939
baseline
▲ 0.50% · 4.625%
HK$27,306
+HK$1,367/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,878/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,442
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,326
−HK$899/mo
Today · 4.125%
HK$30,225
baseline
▲ 0.50% · 4.625%
HK$32,064
+HK$1,839/mo
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$60,450/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,641
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,490
−HK$860/mo
Today · 4.125%
HK$33,350
baseline
▲ 0.50% · 4.625%
HK$35,108
+HK$1,758/mo
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$66,700/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,883 · Scale 2, in force from 26 Feb 2026)