LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,036
−HK$9,910/mo
▼ 0.25% · 3.875%
HK$162,951
−HK$4,995/mo
Today · 4.125%
HK$167,946
baseline
▲ 0.50% · 4.625%
HK$178,165
+HK$10,219/mo
Deposit HK$34.65M · loan HK$34.65M · min. income ≈ HK$335,892/mo (50% DSR)
Upfront cash ≈ HK$37.60M (deposit + AVD stamp duty HK$2,945,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,813
−HK$9,499/mo
▼ 0.25% · 3.875%
HK$180,528
−HK$4,784/mo
Today · 4.125%
HK$185,312
baseline
▲ 0.50% · 4.625%
HK$195,080
+HK$9,768/mo
Deposit HK$34.65M · loan HK$34.65M · min. income ≈ HK$370,624/mo (50% DSR)
Upfront cash ≈ HK$37.60M (deposit + AVD stamp duty HK$2,945,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,643
−HK$11,892/mo
▼ 0.25% · 3.875%
HK$195,542
−HK$5,993/mo
Today · 4.125%
HK$201,535
baseline
▲ 0.50% · 4.625%
HK$213,798
+HK$12,263/mo
Deposit HK$27.72M · loan HK$41.58M · min. income ≈ HK$403,070/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,945,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,976
−HK$11,398/mo
▼ 0.25% · 3.875%
HK$216,634
−HK$5,740/mo
Today · 4.125%
HK$222,374
baseline
▲ 0.50% · 4.625%
HK$234,096
+HK$11,722/mo
Deposit HK$27.72M · loan HK$41.58M · min. income ≈ HK$444,748/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,945,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,250
−HK$13,874/mo
▼ 0.25% · 3.875%
HK$228,132
−HK$6,992/mo
Today · 4.125%
HK$235,124
baseline
▲ 0.50% · 4.625%
HK$249,431
+HK$14,307/mo
Deposit HK$20.79M · loan HK$48.51M · min. income ≈ HK$470,248/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$2,945,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,138
−HK$13,298/mo
▼ 0.25% · 3.875%
HK$252,740
−HK$6,696/mo
Today · 4.125%
HK$259,436
baseline
▲ 0.50% · 4.625%
HK$273,112
+HK$13,676/mo
Deposit HK$20.79M · loan HK$48.51M · min. income ≈ HK$518,872/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$2,945,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,464
−HK$17,838/mo
▼ 0.25% · 3.875%
HK$293,313
−HK$8,989/mo
Today · 4.125%
HK$302,302
baseline
▲ 0.50% · 4.625%
HK$320,697
+HK$18,395/mo
Deposit HK$6.93M · loan HK$62.38M · min. income ≈ HK$604,604/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$2,945,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,463
−HK$17,098/mo
▼ 0.25% · 3.875%
HK$324,951
−HK$8,610/mo
Today · 4.125%
HK$333,561
baseline
▲ 0.50% · 4.625%
HK$351,143
+HK$17,582/mo
Deposit HK$6.93M · loan HK$62.38M · min. income ≈ HK$667,122/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$2,945,508 · Scale 2, in force from 26 Feb 2026)