LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,041
−HK$9,911/mo
▼ 0.25% · 3.875%
HK$162,957
−HK$4,995/mo
Today · 4.125%
HK$167,952
baseline
▲ 0.50% · 4.625%
HK$178,171
+HK$10,219/mo
Deposit HK$34.65M · loan HK$34.65M · min. income ≈ HK$335,904/mo (50% DSR)
Upfront cash ≈ HK$37.60M (deposit + AVD stamp duty HK$2,945,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,819
−HK$9,499/mo
▼ 0.25% · 3.875%
HK$180,535
−HK$4,783/mo
Today · 4.125%
HK$185,318
baseline
▲ 0.50% · 4.625%
HK$195,087
+HK$9,769/mo
Deposit HK$34.65M · loan HK$34.65M · min. income ≈ HK$370,636/mo (50% DSR)
Upfront cash ≈ HK$37.60M (deposit + AVD stamp duty HK$2,945,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,650
−HK$11,892/mo
▼ 0.25% · 3.875%
HK$195,549
−HK$5,993/mo
Today · 4.125%
HK$201,542
baseline
▲ 0.50% · 4.625%
HK$213,806
+HK$12,264/mo
Deposit HK$27.72M · loan HK$41.59M · min. income ≈ HK$403,084/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,945,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,983
−HK$11,399/mo
▼ 0.25% · 3.875%
HK$216,642
−HK$5,740/mo
Today · 4.125%
HK$222,382
baseline
▲ 0.50% · 4.625%
HK$234,104
+HK$11,722/mo
Deposit HK$27.72M · loan HK$41.59M · min. income ≈ HK$444,764/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,945,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,258
−HK$13,875/mo
▼ 0.25% · 3.875%
HK$228,140
−HK$6,993/mo
Today · 4.125%
HK$235,133
baseline
▲ 0.50% · 4.625%
HK$249,440
+HK$14,307/mo
Deposit HK$20.79M · loan HK$48.52M · min. income ≈ HK$470,266/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$2,945,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,147
−HK$13,299/mo
▼ 0.25% · 3.875%
HK$252,749
−HK$6,697/mo
Today · 4.125%
HK$259,446
baseline
▲ 0.50% · 4.625%
HK$273,122
+HK$13,676/mo
Deposit HK$20.79M · loan HK$48.52M · min. income ≈ HK$518,892/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$2,945,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,474
−HK$17,840/mo
▼ 0.25% · 3.875%
HK$293,323
−HK$8,991/mo
Today · 4.125%
HK$302,314
baseline
▲ 0.50% · 4.625%
HK$320,709
+HK$18,395/mo
Deposit HK$6.93M · loan HK$62.38M · min. income ≈ HK$604,628/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$2,945,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,475
−HK$17,098/mo
▼ 0.25% · 3.875%
HK$324,963
−HK$8,610/mo
Today · 4.125%
HK$333,573
baseline
▲ 0.50% · 4.625%
HK$351,156
+HK$17,583/mo
Deposit HK$6.93M · loan HK$62.38M · min. income ≈ HK$667,146/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$2,945,616 · Scale 2, in force from 26 Feb 2026)