LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,070
−HK$9,912/mo
▼ 0.25% · 3.875%
HK$162,987
−HK$4,995/mo
Today · 4.125%
HK$167,982
baseline
▲ 0.50% · 4.625%
HK$178,203
+HK$10,221/mo
Deposit HK$34.66M · loan HK$34.66M · min. income ≈ HK$335,964/mo (50% DSR)
Upfront cash ≈ HK$37.61M (deposit + AVD stamp duty HK$2,946,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,851
−HK$9,501/mo
▼ 0.25% · 3.875%
HK$180,567
−HK$4,785/mo
Today · 4.125%
HK$185,352
baseline
▲ 0.50% · 4.625%
HK$195,122
+HK$9,770/mo
Deposit HK$34.66M · loan HK$34.66M · min. income ≈ HK$370,704/mo (50% DSR)
Upfront cash ≈ HK$37.61M (deposit + AVD stamp duty HK$2,946,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,684
−HK$11,895/mo
▼ 0.25% · 3.875%
HK$195,584
−HK$5,995/mo
Today · 4.125%
HK$201,579
baseline
▲ 0.50% · 4.625%
HK$213,844
+HK$12,265/mo
Deposit HK$27.73M · loan HK$41.59M · min. income ≈ HK$403,158/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,946,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,021
−HK$11,401/mo
▼ 0.25% · 3.875%
HK$216,681
−HK$5,741/mo
Today · 4.125%
HK$222,422
baseline
▲ 0.50% · 4.625%
HK$234,146
+HK$11,724/mo
Deposit HK$27.73M · loan HK$41.59M · min. income ≈ HK$444,844/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,946,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,298
−HK$13,877/mo
▼ 0.25% · 3.875%
HK$228,181
−HK$6,994/mo
Today · 4.125%
HK$235,175
baseline
▲ 0.50% · 4.625%
HK$249,485
+HK$14,310/mo
Deposit HK$20.80M · loan HK$48.52M · min. income ≈ HK$470,350/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$2,946,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,191
−HK$13,301/mo
▼ 0.25% · 3.875%
HK$252,794
−HK$6,698/mo
Today · 4.125%
HK$259,492
baseline
▲ 0.50% · 4.625%
HK$273,171
+HK$13,679/mo
Deposit HK$20.80M · loan HK$48.52M · min. income ≈ HK$518,984/mo (50% DSR)
Upfront cash ≈ HK$23.74M (deposit + AVD stamp duty HK$2,946,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,525
−HK$17,843/mo
▼ 0.25% · 3.875%
HK$293,376
−HK$8,992/mo
Today · 4.125%
HK$302,368
baseline
▲ 0.50% · 4.625%
HK$320,766
+HK$18,398/mo
Deposit HK$6.93M · loan HK$62.39M · min. income ≈ HK$604,736/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$2,946,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,532
−HK$17,101/mo
▼ 0.25% · 3.875%
HK$325,021
−HK$8,612/mo
Today · 4.125%
HK$333,633
baseline
▲ 0.50% · 4.625%
HK$351,219
+HK$17,586/mo
Deposit HK$6.93M · loan HK$62.39M · min. income ≈ HK$667,266/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$2,946,144 · Scale 2, in force from 26 Feb 2026)