LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,814
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,306
−HK$499/mo
Today · 4.125%
HK$16,805
baseline
▲ 0.50% · 4.625%
HK$17,828
+HK$1,023/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,610/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,593
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,064
−HK$479/mo
Today · 4.125%
HK$18,543
baseline
▲ 0.50% · 4.625%
HK$19,521
+HK$978/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,086/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,976
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,567
−HK$599/mo
Today · 4.125%
HK$20,166
baseline
▲ 0.50% · 4.625%
HK$21,394
+HK$1,228/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$40,332/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$208,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,111
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,677
−HK$575/mo
Today · 4.125%
HK$22,252
baseline
▲ 0.50% · 4.625%
HK$23,425
+HK$1,173/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$44,504/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$208,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,139
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,828
−HK$700/mo
Today · 4.125%
HK$23,528
baseline
▲ 0.50% · 4.625%
HK$24,959
+HK$1,431/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$47,056/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,630
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,290
−HK$670/mo
Today · 4.125%
HK$25,960
baseline
▲ 0.50% · 4.625%
HK$27,329
+HK$1,369/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,920/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,465
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,350
−HK$900/mo
Today · 4.125%
HK$30,250
baseline
▲ 0.50% · 4.625%
HK$32,090
+HK$1,840/mo
Deposit HK$694K · loan HK$6.24M · min. income ≈ HK$60,500/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$208,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,667
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,516
−HK$862/mo
Today · 4.125%
HK$33,378
baseline
▲ 0.50% · 4.625%
HK$35,137
+HK$1,759/mo
Deposit HK$694K · loan HK$6.24M · min. income ≈ HK$66,756/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$208,052 · Scale 2, in force from 26 Feb 2026)