LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,193
−HK$9,920/mo
▼ 0.25% · 3.875%
HK$163,113
−HK$5,000/mo
Today · 4.125%
HK$168,113
baseline
▲ 0.50% · 4.625%
HK$178,342
+HK$10,229/mo
Deposit HK$34.69M · loan HK$34.69M · min. income ≈ HK$336,226/mo (50% DSR)
Upfront cash ≈ HK$37.64M (deposit + AVD stamp duty HK$2,948,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,988
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$180,708
−HK$4,788/mo
Today · 4.125%
HK$185,496
baseline
▲ 0.50% · 4.625%
HK$195,274
+HK$9,778/mo
Deposit HK$34.69M · loan HK$34.69M · min. income ≈ HK$370,992/mo (50% DSR)
Upfront cash ≈ HK$37.64M (deposit + AVD stamp duty HK$2,948,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,831
−HK$11,904/mo
▼ 0.25% · 3.875%
HK$195,736
−HK$5,999/mo
Today · 4.125%
HK$201,735
baseline
▲ 0.50% · 4.625%
HK$214,010
+HK$12,275/mo
Deposit HK$27.75M · loan HK$41.62M · min. income ≈ HK$403,470/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,948,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,185
−HK$11,410/mo
▼ 0.25% · 3.875%
HK$216,849
−HK$5,746/mo
Today · 4.125%
HK$222,595
baseline
▲ 0.50% · 4.625%
HK$234,328
+HK$11,733/mo
Deposit HK$27.75M · loan HK$41.62M · min. income ≈ HK$445,190/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,948,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,470
−HK$13,888/mo
▼ 0.25% · 3.875%
HK$228,359
−HK$6,999/mo
Today · 4.125%
HK$235,358
baseline
▲ 0.50% · 4.625%
HK$249,679
+HK$14,321/mo
Deposit HK$20.81M · loan HK$48.56M · min. income ≈ HK$470,716/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,948,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,383
−HK$13,311/mo
▼ 0.25% · 3.875%
HK$252,991
−HK$6,703/mo
Today · 4.125%
HK$259,694
baseline
▲ 0.50% · 4.625%
HK$273,383
+HK$13,689/mo
Deposit HK$20.81M · loan HK$48.56M · min. income ≈ HK$519,388/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,948,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,747
−HK$17,856/mo
▼ 0.25% · 3.875%
HK$293,604
−HK$8,999/mo
Today · 4.125%
HK$302,603
baseline
▲ 0.50% · 4.625%
HK$321,016
+HK$18,413/mo
Deposit HK$6.94M · loan HK$62.44M · min. income ≈ HK$605,206/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,948,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,778
−HK$17,115/mo
▼ 0.25% · 3.875%
HK$325,274
−HK$8,619/mo
Today · 4.125%
HK$333,893
baseline
▲ 0.50% · 4.625%
HK$351,493
+HK$17,600/mo
Deposit HK$6.94M · loan HK$62.44M · min. income ≈ HK$667,786/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,948,437 · Scale 2, in force from 26 Feb 2026)