LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,821
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,313
−HK$500/mo
Today · 4.125%
HK$16,813
baseline
▲ 0.50% · 4.625%
HK$17,836
+HK$1,023/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,626/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,600
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,072
−HK$479/mo
Today · 4.125%
HK$18,551
baseline
▲ 0.50% · 4.625%
HK$19,529
+HK$978/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,102/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,985
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,575
−HK$600/mo
Today · 4.125%
HK$20,175
baseline
▲ 0.50% · 4.625%
HK$21,403
+HK$1,228/mo
Deposit HK$2.78M · loan HK$4.16M · min. income ≈ HK$40,350/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$208,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,120
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,687
−HK$575/mo
Today · 4.125%
HK$22,262
baseline
▲ 0.50% · 4.625%
HK$23,435
+HK$1,173/mo
Deposit HK$2.78M · loan HK$4.16M · min. income ≈ HK$44,524/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$208,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,149
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,838
−HK$700/mo
Today · 4.125%
HK$23,538
baseline
▲ 0.50% · 4.625%
HK$24,970
+HK$1,432/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,076/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,641
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,301
−HK$671/mo
Today · 4.125%
HK$25,972
baseline
▲ 0.50% · 4.625%
HK$27,341
+HK$1,369/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$51,944/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,477
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,363
−HK$900/mo
Today · 4.125%
HK$30,263
baseline
▲ 0.50% · 4.625%
HK$32,105
+HK$1,842/mo
Deposit HK$694K · loan HK$6.24M · min. income ≈ HK$60,526/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$208,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,681
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,530
−HK$862/mo
Today · 4.125%
HK$33,392
baseline
▲ 0.50% · 4.625%
HK$35,153
+HK$1,761/mo
Deposit HK$694K · loan HK$6.24M · min. income ≈ HK$66,784/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$208,145 · Scale 2, in force from 26 Feb 2026)