LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,212
−HK$9,922/mo
▼ 0.25% · 3.875%
HK$163,134
−HK$5,000/mo
Today · 4.125%
HK$168,134
baseline
▲ 0.50% · 4.625%
HK$178,364
+HK$10,230/mo
Deposit HK$34.69M · loan HK$34.69M · min. income ≈ HK$336,268/mo (50% DSR)
Upfront cash ≈ HK$37.64M (deposit + AVD stamp duty HK$2,948,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,009
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$180,730
−HK$4,789/mo
Today · 4.125%
HK$185,519
baseline
▲ 0.50% · 4.625%
HK$195,298
+HK$9,779/mo
Deposit HK$34.69M · loan HK$34.69M · min. income ≈ HK$371,038/mo (50% DSR)
Upfront cash ≈ HK$37.64M (deposit + AVD stamp duty HK$2,948,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,855
−HK$11,905/mo
▼ 0.25% · 3.875%
HK$195,760
−HK$6,000/mo
Today · 4.125%
HK$201,760
baseline
▲ 0.50% · 4.625%
HK$214,037
+HK$12,277/mo
Deposit HK$27.75M · loan HK$41.63M · min. income ≈ HK$403,520/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,948,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,211
−HK$11,411/mo
▼ 0.25% · 3.875%
HK$216,876
−HK$5,746/mo
Today · 4.125%
HK$222,622
baseline
▲ 0.50% · 4.625%
HK$234,357
+HK$11,735/mo
Deposit HK$27.75M · loan HK$41.63M · min. income ≈ HK$445,244/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,948,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,497
−HK$13,890/mo
▼ 0.25% · 3.875%
HK$228,387
−HK$7,000/mo
Today · 4.125%
HK$235,387
baseline
▲ 0.50% · 4.625%
HK$249,710
+HK$14,323/mo
Deposit HK$20.82M · loan HK$48.57M · min. income ≈ HK$470,774/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,948,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,413
−HK$13,313/mo
▼ 0.25% · 3.875%
HK$253,022
−HK$6,704/mo
Today · 4.125%
HK$259,726
baseline
▲ 0.50% · 4.625%
HK$273,417
+HK$13,691/mo
Deposit HK$20.82M · loan HK$48.57M · min. income ≈ HK$519,452/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,948,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,782
−HK$17,858/mo
▼ 0.25% · 3.875%
HK$293,640
−HK$9,000/mo
Today · 4.125%
HK$302,640
baseline
▲ 0.50% · 4.625%
HK$321,055
+HK$18,415/mo
Deposit HK$6.94M · loan HK$62.45M · min. income ≈ HK$605,280/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,948,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,817
−HK$17,117/mo
▼ 0.25% · 3.875%
HK$325,314
−HK$8,620/mo
Today · 4.125%
HK$333,934
baseline
▲ 0.50% · 4.625%
HK$351,536
+HK$17,602/mo
Deposit HK$6.94M · loan HK$62.45M · min. income ≈ HK$667,868/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,948,800 · Scale 2, in force from 26 Feb 2026)