LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,214
−HK$9,921/mo
▼ 0.25% · 3.875%
HK$163,135
−HK$5,000/mo
Today · 4.125%
HK$168,135
baseline
▲ 0.50% · 4.625%
HK$178,366
+HK$10,231/mo
Deposit HK$34.69M · loan HK$34.69M · min. income ≈ HK$336,270/mo (50% DSR)
Upfront cash ≈ HK$37.64M (deposit + AVD stamp duty HK$2,948,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,011
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$180,732
−HK$4,789/mo
Today · 4.125%
HK$185,521
baseline
▲ 0.50% · 4.625%
HK$195,300
+HK$9,779/mo
Deposit HK$34.69M · loan HK$34.69M · min. income ≈ HK$371,042/mo (50% DSR)
Upfront cash ≈ HK$37.64M (deposit + AVD stamp duty HK$2,948,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,857
−HK$11,905/mo
▼ 0.25% · 3.875%
HK$195,762
−HK$6,000/mo
Today · 4.125%
HK$201,762
baseline
▲ 0.50% · 4.625%
HK$214,039
+HK$12,277/mo
Deposit HK$27.75M · loan HK$41.63M · min. income ≈ HK$403,524/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,948,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,214
−HK$11,411/mo
▼ 0.25% · 3.875%
HK$216,878
−HK$5,747/mo
Today · 4.125%
HK$222,625
baseline
▲ 0.50% · 4.625%
HK$234,360
+HK$11,735/mo
Deposit HK$27.75M · loan HK$41.63M · min. income ≈ HK$445,250/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,948,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,499
−HK$13,890/mo
▼ 0.25% · 3.875%
HK$228,389
−HK$7,000/mo
Today · 4.125%
HK$235,389
baseline
▲ 0.50% · 4.625%
HK$249,712
+HK$14,323/mo
Deposit HK$20.82M · loan HK$48.57M · min. income ≈ HK$470,778/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,948,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,416
−HK$13,313/mo
▼ 0.25% · 3.875%
HK$253,025
−HK$6,704/mo
Today · 4.125%
HK$259,729
baseline
▲ 0.50% · 4.625%
HK$273,420
+HK$13,691/mo
Deposit HK$20.82M · loan HK$48.57M · min. income ≈ HK$519,458/mo (50% DSR)
Upfront cash ≈ HK$23.76M (deposit + AVD stamp duty HK$2,948,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,785
−HK$17,858/mo
▼ 0.25% · 3.875%
HK$293,643
−HK$9,000/mo
Today · 4.125%
HK$302,643
baseline
▲ 0.50% · 4.625%
HK$321,058
+HK$18,415/mo
Deposit HK$6.94M · loan HK$62.45M · min. income ≈ HK$605,286/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,948,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,820
−HK$17,117/mo
▼ 0.25% · 3.875%
HK$325,317
−HK$8,620/mo
Today · 4.125%
HK$333,937
baseline
▲ 0.50% · 4.625%
HK$351,539
+HK$17,602/mo
Deposit HK$6.94M · loan HK$62.45M · min. income ≈ HK$667,874/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,948,829 · Scale 2, in force from 26 Feb 2026)