LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,233
−HK$9,922/mo
▼ 0.25% · 3.875%
HK$163,154
−HK$5,001/mo
Today · 4.125%
HK$168,155
baseline
▲ 0.50% · 4.625%
HK$178,387
+HK$10,232/mo
Deposit HK$34.70M · loan HK$34.70M · min. income ≈ HK$336,310/mo (50% DSR)
Upfront cash ≈ HK$37.65M (deposit + AVD stamp duty HK$2,949,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,032
−HK$9,511/mo
▼ 0.25% · 3.875%
HK$180,753
−HK$4,790/mo
Today · 4.125%
HK$185,543
baseline
▲ 0.50% · 4.625%
HK$195,323
+HK$9,780/mo
Deposit HK$34.70M · loan HK$34.70M · min. income ≈ HK$371,086/mo (50% DSR)
Upfront cash ≈ HK$37.65M (deposit + AVD stamp duty HK$2,949,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,879
−HK$11,907/mo
▼ 0.25% · 3.875%
HK$195,785
−HK$6,001/mo
Today · 4.125%
HK$201,786
baseline
▲ 0.50% · 4.625%
HK$214,064
+HK$12,278/mo
Deposit HK$27.76M · loan HK$41.64M · min. income ≈ HK$403,572/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,949,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,239
−HK$11,412/mo
▼ 0.25% · 3.875%
HK$216,904
−HK$5,747/mo
Today · 4.125%
HK$222,651
baseline
▲ 0.50% · 4.625%
HK$234,387
+HK$11,736/mo
Deposit HK$27.76M · loan HK$41.64M · min. income ≈ HK$445,302/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,949,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,526
−HK$13,891/mo
▼ 0.25% · 3.875%
HK$228,416
−HK$7,001/mo
Today · 4.125%
HK$235,417
baseline
▲ 0.50% · 4.625%
HK$249,742
+HK$14,325/mo
Deposit HK$20.82M · loan HK$48.57M · min. income ≈ HK$470,834/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,949,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,445
−HK$13,315/mo
▼ 0.25% · 3.875%
HK$253,054
−HK$6,706/mo
Today · 4.125%
HK$259,760
baseline
▲ 0.50% · 4.625%
HK$273,452
+HK$13,692/mo
Deposit HK$20.82M · loan HK$48.57M · min. income ≈ HK$519,520/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,949,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,819
−HK$17,860/mo
▼ 0.25% · 3.875%
HK$293,678
−HK$9,001/mo
Today · 4.125%
HK$302,679
baseline
▲ 0.50% · 4.625%
HK$321,096
+HK$18,417/mo
Deposit HK$6.94M · loan HK$62.45M · min. income ≈ HK$605,358/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,949,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,858
−HK$17,119/mo
▼ 0.25% · 3.875%
HK$325,356
−HK$8,621/mo
Today · 4.125%
HK$333,977
baseline
▲ 0.50% · 4.625%
HK$351,581
+HK$17,604/mo
Deposit HK$6.94M · loan HK$62.45M · min. income ≈ HK$667,954/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,949,178 · Scale 2, in force from 26 Feb 2026)