LTV · monthly repayment
▼ 0.50% · 3.625%
HK$158,243
−HK$9,924/mo
▼ 0.25% · 3.875%
HK$163,166
−HK$5,001/mo
Today · 4.125%
HK$168,167
baseline
▲ 0.50% · 4.625%
HK$178,399
+HK$10,232/mo
Deposit HK$34.70M · loan HK$34.70M · min. income ≈ HK$336,334/mo (50% DSR)
Upfront cash ≈ HK$37.65M (deposit + AVD stamp duty HK$2,949,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,044
−HK$9,511/mo
▼ 0.25% · 3.875%
HK$180,766
−HK$4,789/mo
Today · 4.125%
HK$185,555
baseline
▲ 0.50% · 4.625%
HK$195,336
+HK$9,781/mo
Deposit HK$34.70M · loan HK$34.70M · min. income ≈ HK$371,110/mo (50% DSR)
Upfront cash ≈ HK$37.65M (deposit + AVD stamp duty HK$2,949,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,892
−HK$11,908/mo
▼ 0.25% · 3.875%
HK$195,799
−HK$6,001/mo
Today · 4.125%
HK$201,800
baseline
▲ 0.50% · 4.625%
HK$214,079
+HK$12,279/mo
Deposit HK$27.76M · loan HK$41.64M · min. income ≈ HK$403,600/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,949,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,253
−HK$11,413/mo
▼ 0.25% · 3.875%
HK$216,919
−HK$5,747/mo
Today · 4.125%
HK$222,666
baseline
▲ 0.50% · 4.625%
HK$234,403
+HK$11,737/mo
Deposit HK$27.76M · loan HK$41.64M · min. income ≈ HK$445,332/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,949,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,541
−HK$13,892/mo
▼ 0.25% · 3.875%
HK$228,432
−HK$7,001/mo
Today · 4.125%
HK$235,433
baseline
▲ 0.50% · 4.625%
HK$249,759
+HK$14,326/mo
Deposit HK$20.82M · loan HK$48.58M · min. income ≈ HK$470,866/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,949,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,462
−HK$13,315/mo
▼ 0.25% · 3.875%
HK$253,072
−HK$6,705/mo
Today · 4.125%
HK$259,777
baseline
▲ 0.50% · 4.625%
HK$273,471
+HK$13,694/mo
Deposit HK$20.82M · loan HK$48.58M · min. income ≈ HK$519,554/mo (50% DSR)
Upfront cash ≈ HK$23.77M (deposit + AVD stamp duty HK$2,949,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,838
−HK$17,862/mo
▼ 0.25% · 3.875%
HK$293,698
−HK$9,002/mo
Today · 4.125%
HK$302,700
baseline
▲ 0.50% · 4.625%
HK$321,119
+HK$18,419/mo
Deposit HK$6.94M · loan HK$62.46M · min. income ≈ HK$605,400/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,949,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,880
−HK$17,120/mo
▼ 0.25% · 3.875%
HK$325,378
−HK$8,622/mo
Today · 4.125%
HK$334,000
baseline
▲ 0.50% · 4.625%
HK$351,605
+HK$17,605/mo
Deposit HK$6.94M · loan HK$62.46M · min. income ≈ HK$668,000/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$2,949,381 · Scale 2, in force from 26 Feb 2026)